The Accountants Chester
Businesses & Landlords Trust
Chartered certified accountants in Chester delivering proactive tax planning and fixed-fee cloud accounting with zero added VAT. Supporting limited companies, sole traders, and landlords across Chester (CH1–CH4), Hoole, Boughton, and Chester Business Park.
- ACCA Regulated Practice: Direct access to qualified senior accountants
- Fixed Monthly Pricing: All-inclusive compliance with zero added VAT
- Certified Xero Partner: Streamlined paperless bookkeeping & digital tax filing
Explore Fee Packages
Select your business structure to view transparent monthly pricing:
Check Your Making Tax Digital (MTD) Status
Statutory HMRC Compliance Deadlines
Select your business setup and gross annual income below to verify your statutory HMRC digital reporting deadlines:
Quarterly Digital Reporting Mandatory from April 2027
Under statutory HMRC Phase 2 legislation, qualifying Sole Traders / Self-Employed individuals with gross business turnover between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a final declaration using MTD-compatible software.
Accountancy & Tax Services for
Chester Businesses & Landlords
Chartered certified accountants delivering proactive tax strategies, digital bookkeeping, and HMRC compliance with zero added VAT across Chester (CH1–CH4), Hoole, Boughton, Upton, Saltney, Handbridge, and Chester Business Park.
Sole Trader
Accounting
Proactive tax planning, allowable expense reviews, and statutory Self-Assessment compliance delivered with zero added VAT to maximise your take-home profits.
- ✓ Making Tax Digital (MTD) digital bookkeeping
- ✓ Self-Assessment (SA100) preparation & filing
- ✓ Certified cloud accounting (Xero & FreeAgent)
Limited Company
Accounting
End-to-end corporate financial management, Corporation Tax planning, and statutory Companies House reporting tailored for growing Chester businesses.
- ✓ Optimised director salary & dividend strategies
- ✓ Corporation Tax return (CT600) computations
- ✓ Year-end statutory financial accounts filing
Landlord & Property
Tax Services
Specialist rental property tax advisory for single buy-to-lets, HMOs, and portfolio landlords navigating Section 24 and statutory digital quarterly reporting.
- ✓ Section 24 finance cost relief planning
- ✓ HMRC MTD for ITSA digital readiness
- ✓ Capital Gains Tax (CGT) 60-day reporting
Partnership
Accounting
Complete financial compliance and tax reporting for standard partnerships and LLPs, ensuring seamless profit allocation and full HMRC alignment.
- ✓ Partnership tax return (SA800) filing
- ✓ Individual partner Self-Assessment returns
- ✓ Profit share, capital accounts & partner draws
Personal Tax &
Self-Assessment
Accurate, on-time annual tax returns for company directors, high earners, and private clients from £295 fixed fee, claiming every allowable tax relief.
- ✓ Comprehensive SA100 filing & computation
- ✓ Dividend, interest, and foreign income review
- ✓ High Income Child Benefit & pension tax relief
Startup Business
& Formation
Fast, compliant company formation and strategic tax structuring to launch your new Chester venture on a robust, tax-efficient financial footing.
- ✓ Same-day Companies House incorporation
- ✓ PAYE, VAT, and Corporation Tax registrations
- ✓ Initial business planning & cloud software setup
Fixed-Fee Accounting Packages
Built for Chester Businesses & Landlords
Transparent, all-inclusive monthly accountancy packages designed for limited companies, sole traders, and property investors across Chester (CH1–CH4), Hoole, Boughton, Upton, and Chester Business Park. No surprise bills, no hourly fees—just proactive year-round tax support.
Sole Trader Package
- Full annual accounts production & HMRC tax computation
- Self-Assessment tax return (SA100) digital filing
- Year-round allowable business expense & mileage optimization
- Direct senior accountant telephone & email support
Ltd Company Package
- Statutory year-end financial accounts & Companies House filing
- Corporation Tax computation & return (CT600) preparation
- Director salary, dividend & remuneration tax planning
- Primary director annual Self-Assessment tax return
Landlord Tax Package
- Annual rental property accounts for 1 to 2 rental units
- Property income Self-Assessment return (SA105) digital filing
- Section 24 finance cost relief & mortgage interest optimization
- Allowable repair, maintenance & capital deduction review
Partnership Package
- Annual partnership accounts & Partnership Tax Return (SA800)
- Individual Self-Assessment returns (SA100) for 2 partners
- Strategic profit share, partner draw & capital account allocation
- Ongoing business advisory & HMRC compliance monitoring
* Landlord Portfolios: Base tier covers 1–2 properties. Portfolios of 3–5 properties are £95/month; larger portfolios (6+ units) are priced transparently at +£15/month per unit.
* Partnerships: Base tier includes statutory filings for 2 partners. Additional partners are supported at +£15/month (or £150/year) per partner.
Looking for One-Off Accountancy Services?
Require compliance without an ongoing monthly subscription? We deliver standalone Personal Self-Assessment tax returns (from £295), 60-day residential Capital Gains Tax (CGT) disposal filings (from £350), and Companies House Limited Company formations (£200–£275) with zero recurring commitments.
Latest Tax Insights
for Chester Businesses & Landlords
Stay ahead of statutory HMRC deadlines and legislative shifts with practical guidance from our ACCA-regulated accountants. Explore expert commentary on Making Tax Digital (MTD), director dividend thresholds, allowable property expenses, and Corporation Tax planning below—or visit our Chester Tax News Hub for our full archive.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
The August 2026 MTD Deadline is Here: What Sole Traders and Landlords Must Do Now
Author: Phillips & Co Accountants, Chester Date: 22 June , 2026 We are officially in the Making Tax Digital (MTD) era for Income Tax. If you are a sole trader or landlord with a gross annual income over £50,000, the new rules legally took effect on 6 April 2026....
Statutory Mileage Allowance Uplift (55p) & May 2026 Fiscal Adjustments
Author: Phillips & Co Accountants, Chester Date: 11 June , 2026 In May 2026, Chancellor Rachel Reeves announced a targeted economic support package aimed at mitigating inflationary pressures for both consumers and commercial operators. The most structurally...
Statutory Update: 2026/27 Profit Extraction and the Dividend Tax Rate Hike
Author: Phillips & Co Accountants, Chester Date: 09 June , 2026 Introduction Extracting funds from a close company is becoming increasingly expensive. A succession of statutory rate changes across Corporation Tax, National Insurance, and now Income Tax on...
Can I Claim That? 5 Common Expense Traps Tripping Up UK Directors
Author: Phillips & Co Accountants, Chester Date: 01 June , 2026 Cloud accounting software like Xero and FreeAgent has made it easier than ever to manage your business finances. But while clicking "reconcile" is simple, the underlying tax rules are anything but....
The April 2026 MTD Mandate is Now Live: What Sole Traders & Landlords Must Do Next
Author: Phillips & Co Accountants, Chester Date: 28 April, 2026 The dust has settled on the start of the new tax year, but for high-earning sole traders and property investors, the landscape has fundamentally shifted. As of April 6th, 2026, the long-anticipated...
Making Tax Digital (MTD) Starts April 2026: The Ultimate Guide for Chester Sole Traders & Landlords
Author: Phillips & Co Accountants, Chester Date: 04 March, 2026 If you are a sole trader or a landlord, the way you report your income to HMRC is undergoing the biggest change in a generation. Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Missed the January 31st Tax Deadline? Here’s How to Stop the Fines Snowballing
Author: Phillips & Co Accountants, Chester Date: 26 February, 2026 January 31st has come and gone, and if you didn’t quite manage to submit your Self Assessment tax return on time, take a deep breath—you are far from alone. According to recent data, while over 11...
Get Your Fixed Accountancy Quote
with Zero Added VAT in Chester
Tell us about your limited company, sole trader setup, or rental portfolio across Chester (CH1–CH4), Hoole, Boughton, or Chester Business Park. Our ACCA chartered certified accountants will evaluate your requirements and email a binding, all-inclusive fixed-fee proposal within 1–2 business days—with no phone number required, zero added VAT, and zero sales pressure.
105+ Verified Chester ReviewsFrequently Asked Questions
About Our Chester Services
Clear, transparent answers to common questions about our fixed-fee accounting packages, Making Tax Digital compliance, and switching to Phillips & Co.
How does switching accountants to Phillips & Co work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote, we handle the entire handover process—including contacting your previous accountant for professional clearance and retrieving your statutory records. There is zero downtime or disruption to your business.
Do you charge VAT on top of your advertised fees?
No. Phillips & Co operates with zero added VAT on client accounting and tax fees. The price you see on our transparent monthly packages (e.g. £65/month for Sole Traders and Landlords, £95/month for Limited Companies) is the exact total amount you pay—saving non-VAT registered businesses and private landlords 20% out-of-pocket compared to standard practices.
How does Making Tax Digital (MTD) affect Chester sole traders and landlords?
MTD for ITSA mandates digital bookkeeping records and 4 quarterly HMRC updates for individuals with qualifying gross income (self-employed turnover or gross rental income) exceeding £50,000 from April 2026, and over £30,000 from April 2027. We assist you in configuring compliant software (such as Xero or FreeAgent) and manage your quarterly submissions directly with HMRC.
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of Chartered Certified Accountants (Ref: 1274317). Established since 2012, we operate under strict professional standards to ensure your statutory filings are compliant and legally structured for maximum tax efficiency.
Can we meet in person in Chester?
Yes. Operating on a modern areas-served model, we regularly arrange flexible in-person consultations with clients across Chester—including Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton. We also provide complete digital accountancy support via secure video calls, phone consultations, and cloud portals for your convenience.
Dedicated Accountancy Coverage
Across All Areas of Chester
Phillips & Co delivers proactive tax planning and transparent fixed-fee monthly packages with zero added VAT across Chester and its surrounding districts. Operating on a modern areas-served and digital-first model, we support limited companies, sole traders, and property landlords across Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton with streamlined cloud systems and local in-person consultations.
Rated 5.0★ based on 105+ verified Google reviewsRemote & Video Consultations
Available across Chester via Zoom, Teams, or telephone.
Digital-First AccountancyLocal In-Person Consultations
We meet clients locally across Chester (Hoole, Boughton, Upton, Saltney, and Handbridge) by arrangement.
Flexible Local MeetingsKey Chester Districts We Support:
Switching Accountants Is Easier Than You Think
Worried about administrative hassle or awkward conversations with your current accountant? We handle the entire handover process from start to finish with zero disruption to your day-to-day operations.
Transparent Fixed-Fee Quote
Tell us about your sole trader setup, limited company, or property portfolio. We provide a clear, binding monthly fee proposal with zero added VAT within 1 business day.
We Handle the Handover
Once you approve, we officially contact your previous accountant for professional clearance and securely retrieve all your statutory records with zero awkwardness.
Enjoy Proactive Tax Savings
Relax while our ACCA-regulated team takes complete control of your statutory compliance, digital cloud bookkeeping, and proactive tax planning across Chester.
Ready to upgrade your accounting experience?
Join hundreds of local Chester businesses and landlords who switched to stress-free, fixed-fee support with zero added VAT.