The Accountants Chester
Businesses & Landlords Trust
Proactive tax planning and transparent fixed-fee packages—helping businesses, sole traders, and landlords across Chester, Wirral, Liverpool, and North Wales keep more of what they earn and stress less.
- Chartered Certified Accountants (ACCA)
- Established & trusted since 2012
- Seamless switch from previous accountant
Explore Our Fee Packages
Select your business setup below to view transparent pricing:
🛡️ All-inclusive monthly support • No surprise bills • Zero VAT
Check Your Making Tax Digital (MTD) Status
Select your business structure and gross turnover below to find out your mandatory digital reporting deadline:
Quarterly Digital Reporting Mandatory from April 2027
Under HMRC Phase 2 legislation, qualifying sole traders and landlords with gross income between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a final declaration using MTD-compatible software.
Accountancy & Tax Services for
Chester Businesses & Landlords
Proactive chartered certified accountants delivering tailored tax strategies, digital bookkeeping, and strict HMRC compliance. Explore our core service areas below:
Sole Trader
Proactive tax planning and strict HMRC compliance, delivered in plain English to save you time and maximise profits.
- ✓ Making Tax Digital (MTD) setup & filing
- ✓ Transparent fixed-fee pricing plans
- ✓ Seamless cloud software integration (Xero)
Limited Company
Strategic corporate tax planning and Companies House compliance to scale your business with complete confidence.
- ✓ Smart salary & dividend tax planning
- ✓ Corporation Tax (CT600) preparation
- ✓ Year-end statutory accounts filing
Landlord & Property
Expert property tax advice to maximise rental yields while ensuring strict HMRC digital compliance for your portfolio.
- ✓ Section 24 mortgage relief guidance
- ✓ Quarterly HMRC digital filings (MTD)
- ✓ Rental yield & expense optimization
Business Partnership
Complete financial reporting that guarantees strict HMRC compliance and clear profit distribution for partners.
- ✓ Partnership tax return (SA800) filing
- ✓ Individual partner Self-Assessment returns
- ✓ Strategic profit allocation & capital review
Personal Tax
Stress-free filing of Self-Assessment returns for directors, sole traders, and high earners, claiming all allowable reliefs.
- ✓ Accurate personal tax computations (SA100)
- ✓ Capital Gains Tax (CGT) planning & returns
- ✓ Bespoke director remuneration reviews
Startup Business
Company formation and tax structuring to launch your new venture with full regulatory peace of mind.
- ✓ Fast digital company formation & setup
- ✓ HMRC & Companies House registrations
- ✓ Initial tax structuring & advisory support
Fixed-Fee Accounting Packages
Built for Chester Businesses & Landlords
Whether you are a sole trader, company director, or property landlord, we offer transparent fixed-fee packages tailored to your setup. No surprise bills or ticking clocks—just proactive tax planning and complete peace of mind.
Sole Trader Packages
- Annual accounts production & tax computation
- HMRC Self-Assessment (SA100) filing
- Year-round proactive tax support & advice
Ltd Company Packages
- Statutory accounts & Corporation Tax (CT600)
- Director Self-Assessment & dividend reviews
- Companies House confirmation statement
Partnership Packages
- HMRC Partnership Tax Return (SA800) filing
- Two individual nominated partner returns
- Strategic profit allocation & capital review
Landlord Packages
- Section 24 property tax & expense guidance
- Annual property Self-Assessment filing
- Making Tax Digital (MTD) digital compliance
* Landlord packages cover 1–2 properties. Additional units are simply +£15/month per property.
* Partnership packages include 2 partners. Additional partners are +£15/month per partner.
Looking for One-Off Accounting Services?
We also provide standalone Self-Assessment tax returns (from £295), 60-day Property CGT filings (from £350), and UK Company Formations (£200–£275) with zero ongoing monthly commitment.
Latest Tax Insights
from Our Chester Experts
Stay ahead of HMRC rule changes with practical guidance from our ACCA chartered accountants. Explore our latest analysis on Making Tax Digital, allowable expenses, and tax-efficient strategies below—or visit our Tax News hub for all guides.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
Why Choose Phillips & Co?
Chester’s Leading Tax Partner
Our practice is built on trust, transparency, and measurable results. We help local business owners and property investors legally minimise tax, save valuable time, and scale with total confidence.
Proactive Tax Planning
We go far beyond basic compliance. We continuously review your structure and allowable expenses to ensure optimal tax efficiency and strict digital compliance.
Dedicated Local Support
No anonymous call centres or revolving staff. You partner directly with a dedicated ACCA chartered certified accountant who understands your commercial goals.
Transparent Fixed Fees
Say goodbye to ticking clocks and surprise bills. Our transparent monthly packages provide all-inclusive tax and accounting support with zero VAT added.
Rated 5 Stars by Regional Businesses & Landlords
Read how our proactive tax advice and direct accountant support have delivered measurable financial savings and complete peace of mind for our clients:
“Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.”
“I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless, professional and clear.”
“I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.”
“Phillips & Co have been invaluable in streamlining our landlord tax returns and MTD setup. Clear communication, transparent fixed pricing, and exceptional proactive advice every step of the way. I couldn't ask for a better firm.”
Speak With Our Team
for Proactive Tax Advice
Tell us a little about your business or property setup below. Our ACCA-regulated chartered accountants will review your requirements and follow up promptly with a transparent, fixed-fee proposal.
Frequently Asked Questions
About Our Services
Clear, transparent answers to common questions about our fixed-fee accounting packages, Making Tax Digital compliance, and switching to Phillips & Co.
How does switching accountants to Phillips & Co work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote, we handle the entire handover process—including contacting your previous accountant for professional clearance and retrieving your statutory records. There is zero downtime or disruption to your business.
Do you charge VAT on top of your advertised fees?
No. Phillips & Co operates with zero added VAT on client accounting and tax fees. The price you see on our transparent monthly packages (e.g. £65/month for Sole Traders, £95/month for Limited Companies) is the exact total amount you pay.
How does Making Tax Digital (MTD) affect Chester sole traders and landlords?
MTD mandates digital record-keeping and 4 quarterly HMRC updates for turnover over £50k from April 2026, and over £30k from April 2027. We assist you in selecting and configuring compliant cloud software (such as Xero or QuickBooks) and handle your ongoing quarterly filings directly with HMRC.
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of Chartered Certified Accountants (Ref: 1274317). Established since 2012, we operate under strict professional standards to ensure your statutory filings are compliant and legally structured for maximum tax efficiency.
Can we meet in person at your Chester office?
Yes. Our office is located at Obsidian Offices, Chantry Court (just off Sealand Road) in Chester, CH1 4QN, with free client parking directly outside. While we offer full remote support across the UK, local clients are always welcome to arrange an in-person consultation.
The Accountants Businesses & Landlords Trust
Across Chester, Wirral, Liverpool & North Wales
Phillips & Co delivers proactive tax planning and transparent fixed-fee accounting packages across the region and nationwide. Whether you prefer video consultations, remote digital accounting, or in-person appointments, our ACCA-regulated team provides clear, jargon-free financial guidance with total peace of mind.
Remote & Video Consultations
Available nationwide via Zoom, Teams, or telephone.
UK-Wide Digital ServiceOffice Hub
Obsidian Offices, Chantry Court, Chester, CH1 4QN
Appointments by ArrangementExplore Dedicated Accountancy Services in Your Area:
Switching Accountants Is Easier Than You Think
Worried about administrative hassle or awkward conversations with your current provider? We handle the entire handover process from start to finish with zero disruption to your day-to-day operations.
Transparent Fixed-Fee Quote
Tell us about your sole trader setup, limited company, or property portfolio. We provide a clear, binding monthly fee with zero added VAT.
We Handle the Handover
Once you approve, we officially contact your previous accountant for professional clearance and securely retrieve all your statutory records.
Enjoy Proactive Tax Savings
Relax while our ACCA-regulated Chester team takes complete control of your ongoing compliance, cloud bookkeeping setup, and tax planning.
Ready to upgrade your accounting experience?
Join hundreds of local businesses and landlords who switched to stress-free, fixed-fee support.