Chartered Certified Accountants in Chester
Phillips & Co
Est. 2012 • Chartered Certified (ACCA) • Xero Partners
- Self Assessment & Limited Company Accounts — for Chester businesses & individuals
- Fixed Fees, No Surprises — transparent pricing for local startups & SMEs
- Tax Efficiency Experts — we claim every relief & expense you’re entitled to
Trusted Accountants in Chester for Businesses, Landlords & Individuals
Phillips & Co are your local, family-run accountants in Chester, conveniently based on Chester Business Park. We deliver expert Self Assessment, tax, and bookkeeping services to sole traders, limited companies, and landlords across Cheshire, North Wales, and the Wirral.
As Chartered Certified Accountants (ACCA) established in Chester for over 10 years (Est. 2012), we provide clear, jargon-free advice to help you minimise tax and grow with confidence. Whether you need a fixed-fee monthly package or a simple one-off tax return, our friendly team offers tailored support to suit your needs.
We are more than just a service provider—we are your long-term financial partner.
★★★★★
I feel that it is important to express my whole hearted appreciation of Phillips & Co for their work… Having been in business for 40 odd years with numerous accountants I have never had such a brilliant and professional service.
Neil Ferguson,
Wirral
Accountancy Services in Chester
From our office on Chester Business Park, we provide a complete range of accounting and tax services to keep you compliant and financially confident. Whether you are a landlord, a startup, a sole trader or an established Limited Company, discover how we can help.
Year-End Statutory Accounts
Full preparation of statutory accounts and Corporation Tax Returns (CT600) for Limited Companies, ensuring complete accuracy and HMRC compliance.
Tax Planning & Efficiency
Proactive advice on dividends, salaries, and allowable expenses to ensure you never pay more tax than necessary, while staying fully compliant.
Self Assessment & Landlords
Stress-free personal tax returns for individuals, directors, sole traders, and property landlords across Chester, Wirral & North Wales, filed accurately and on time.
Payroll & CIS Management
Accurate, on-time payroll processing, workplace pensions, and CIS returns for local employers—ensuring you stay fully compliant with every HMRC deadline.
Company Secretarial
We handle your Companies House Confirmation Statement filing and statutory register updates so you never miss a deadline or risk late penalties.
Cloud Bookkeeping (Xero)
As Xero Partners, Phillips & Co Accountants automate your bookkeeping to save you time, giving you real-time business clarity and digital tax compliance.
Business Startup Support
Complete company formation packages and structural advice to help new Chester startups launch successfully, with all HMRC registrations handled for you.
Management Accounts
Quarterly reporting and cashflow forecasting to help you make smarter, data-driven business decisions and track your profitability throughout the financial year.
Ready to simplify your finances? Contact our friendly team today.
Why Choose Phillips & Co Accountants?
- Self Assessment & Limited Company Accounts — for Chester businesses & individuals
- Fixed Fees, No Surprises — transparent pricing for local startups & SMEs
- Tax Efficiency Experts — we claim every relief & expense you’re entitled to
★★★★★
Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.
Damien Mason,
Liverpool
★★★★★
I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless and have been very patient, professional, and clear.
Christina Saunders,
Chester
★★★★★
I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.
Stephanie Lobo,
Chester
Fixed-Fee Accountants in Chester — Transparent Pricing
We offer clear, upfront pricing for every type of client. No ticking clock, no surprise bills—just complete peace of mind and exceptional value all year round.
Note: Our Limited Company packages include the preparation and filing of your Confirmation Statement. The standard Companies House filing fee (£34) is charged separately.
Sole Trader Packages
From- Perfect for freelancers, contractors & individuals. Includes annual accounts, Self Assessment tax return, and unlimited advice from your dedicated accountant.
Ltd Company Packages
From- The complete solution for Small Businesses. Includes Statutory Accounts, Corporation Tax, Director’s Self Assessment, and ongoing HMRC compliance.
Partnership Packages
From- Specialist support for Partnerships & LLPs. Includes Partnership Tax Return, personal Self Assessments for two partners, and profit allocation advice.
Tax Tips & News from Accountants in Chester
Don’t get caught out by HMRC changes. Phillips & Co shares clear, timely alerts on tax deadlines, allowable expenses, and business finance updates. Read our latest guides to help you stay compliant and keep more of your hard-earned money.
Do You File Your Own Company Returns? Read This Important Update
Author: Phillips & Co Accountants, Chester Date: 10 November, 2025 If you are one of the many company directors who handles their own administrative filings at Companies House, your usual routine is about to change. As Accountants in Chester advising many local...
A 15% ‘Partnership Tax’? Why Chester’s LLPs and Partnerships Must Act Now.
Author: Phillips & Co Accountants, Chester Date: 29 October, 2025 Westminster is alive with whispers of a new tax that could fundamentally change the landscape for professional partnerships. If you are a partner in an LLP or general partnership, you need to pay...
The New Optimal Director’s Salary for the 2025/26 Tax Year
Author: Phillips & Co Accountants, Chester Date: 21 October, 2025 As part of our commitment to proactive tax planning, this blog provides important guidance for the 2025/26 tax year. The government has made significant changes to National Insurance (NI) that...
★★★★★
In over 50 years of using accountancy services, this company is the best ever found. Superb service and highly recommended.
John Prizeman,
Chester
Book a Free Consultation with Expert Accountants in Chester
Ready to keep more of what you earn? Schedule a no-obligation chat with our Chartered Certified team. We are conveniently located on Chester Business Park and ready to help you save tax, reduce admin, and grow your business.
Frequently Asked Questions — Accountants in Chester
Why should I choose Phillips & Co as my accountants in Chester?
Phillips & Co are trusted, family-run accountants in Chester with a reputation for clear advice, fixed-fee pricing, and friendly service. We work with sole traders, limited companies, partnerships, landlords, and individuals — ensuring you stay compliant and financially confident.
How much do accountants in Chester charge?
Our fixed-fee packages start from just £32/month for sole traders, £55/month for partnerships, and £75/month for limited companies. Every package includes dedicated local support from qualified accountants in Chester.
Do you offer one-off accounting services in Chester?
Yes — we provide one-off services such as Self-Assessment tax returns, company formation, VAT registration, and bookkeeping support. You’ll get the same expert attention as our monthly clients, without any ongoing commitment.
Can you help me switch accountants in Chester?
Absolutely. Our Chester accountants handle the entire switching process for you — contacting your previous accountant, transferring records, and ensuring a smooth transition with no disruption to your business.
Do you work with clients outside Chester?
Yes. While we are based in Chester and work closely with local businesses, we also support clients across the UK using secure digital tools, cloud accounting software, and online meetings.
Do you offer self-assessment tax return services in Chester?
Yes — we prepare and file self-assessment tax returns for individuals, landlords, sole traders, and company directors in Chester. We ensure your return is accurate, compliant, and submitted on time to avoid penalties.
How much do tax returns cost in Chester?
Our self-assessment tax return services in Chester start from £150 for individuals and £375 for sole traders. All fees are fixed and agreed in advance, with no hidden extras.