The Accountants Chester
Businesses & Landlords Trust
Proactive tax planning and fixed-fee monthly accounting with zero added VAT—helping limited companies, sole traders, and property landlords across Chester (including Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton) retain more profit with complete peace of mind.
- Chartered Certified Accountants (ACCA Regulated)
- Zero Added VAT: Save 20% out-of-pocket compared to standard firms
- Friction-Free Switch: We manage full handover from your previous accountant
Explore Our Fee Packages
Select your business structure below to view transparent monthly pricing:
🛡️ All-inclusive monthly support • No surprise bills • Zero VAT
Check Your Making Tax Digital (MTD) Status
Select your business setup and gross annual income below to verify your statutory digital reporting deadlines:
Quarterly Digital Reporting Mandatory from April 2027
Under statutory HMRC Phase 2 legislation, qualifying Sole Traders / Self-Employed individuals with gross income between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a final declaration using MTD-compatible software.
Accountancy & Tax Services for
Chester Businesses & Landlords
Proactive chartered certified accountants delivering tailored tax strategies, digital bookkeeping, and strict HMRC compliance with zero added VAT across Chester and surrounding areas (including Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton). Explore our core service areas below:
Sole Trader
Proactive tax planning and strict HMRC compliance, delivered in plain English to save you time and maximise profits.
- ✓ Making Tax Digital (MTD) setup & filing
- ✓ Transparent fixed fees (Zero Added VAT)
- ✓ Seamless cloud software integration (Xero)
Limited Company
Strategic corporate tax planning and Companies House compliance to scale your business with complete confidence.
- ✓ Smart salary & dividend tax planning
- ✓ Corporation Tax (CT600) preparation
- ✓ Year-end statutory accounts filing
Landlord & Property
Expert property tax advice to maximise rental yields while ensuring strict HMRC digital compliance for your portfolio.
- ✓ Section 24 mortgage relief guidance
- ✓ Quarterly HMRC digital filings (MTD)
- ✓ Rental yield & expense optimisation
Business Partnership
Complete financial reporting that guarantees strict HMRC compliance and clear profit distribution for partners.
- ✓ Partnership tax return (SA800) filing
- ✓ Individual partner Self-Assessment returns
- ✓ Strategic profit allocation & capital review
Personal Tax
Stress-free filing of Self-Assessment returns for directors, sole traders, and high earners, claiming all allowable reliefs.
- ✓ Accurate personal tax computations (SA100)
- ✓ Capital Gains Tax (CGT) planning & returns
- ✓ Bespoke director remuneration reviews
Startup Business
Company formation and tax structuring to launch your new venture with full regulatory peace of mind.
- ✓ Fast digital company formation & setup
- ✓ HMRC & Companies House registrations
- ✓ Initial tax structuring & advisory support
Fixed-Fee Accounting Packages
Built for Chester Businesses & Landlords
Whether you operate in Chester city centre, Hoole, Boughton, Upton, Saltney, Handbridge, or Christleton, we offer transparent monthly packages tailored to your setup. No surprise bills or ticking clocks—just proactive tax planning and complete peace of mind.
Sole Trader Packages
- Annual accounts production & tax computation
- HMRC Self-Assessment (SA100) digital filing
- Year-round allowable business expense optimisation
Ltd Company Packages
- Statutory year-end accounts & Corporation Tax (CT600)
- Primary Director Self-Assessment & dividend advice
- Companies House Confirmation Statement preparation
Partnership Packages
- HMRC Partnership Tax Return (SA800) filing
- Two individual partner Self-Assessments (SA100)
- Strategic profit allocation & capital account review
Landlord Packages
- Annual property accounts for 1 to 2 rental units
- Annual property Self-Assessment return (SA105)
- Section 24 mortgage relief & finance cost computation
* Landlord packages cover 1–2 properties. Portfolios of 3–5 properties are £95/mo; additional units (6+) are +£15/month per unit.
* Partnership packages include 2 partners. Additional partners are prepared at +£15/month (or £150/year) per partner.
Looking for One-Off Accounting Services?
We also provide standalone Self-Assessment returns (from £295), 60-day residential CGT disposal filings (from £350), and UK Company/SPV Formations (£200–£275) with zero ongoing monthly commitment.
Latest Tax Insights
for Chester Businesses & Landlords
Stay ahead of HMRC rule changes with practical guidance from our ACCA chartered accountants. Explore our latest analysis on Making Tax Digital, allowable expenses, and tax-efficient strategies below—or visit our Tax News hub for all guides.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
Why Choose Phillips & Co?
Chester’s Dedicated Accounting Partner
Our practice is built on trust, transparency, and measurable results. We help local business owners and property landlords across Chester (including Hoole, Boughton, Upton, Saltney, and Handbridge) legally minimise tax, save valuable time, and scale with total confidence.
Proactive Tax Planning
We go far beyond basic year-end compliance. We continuously review your structure, director remuneration, and allowable business expenses to legally minimise your HMRC tax liability.
Dedicated Local Support
No anonymous call centres or revolving junior staff. You partner directly with an experienced ACCA chartered certified accountant who understands your commercial goals and local Chester market.
Transparent Fixed Fees
Say goodbye to ticking clocks and surprise invoices. Our transparent monthly packages provide all-inclusive tax and statutory compliance with zero added VAT (saving you 20%).
Rated 5 Stars by Chester & Regional Clients
Read how our proactive tax advice and direct accountant support have delivered measurable financial savings and complete peace of mind for our clients:
“Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.”
“I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless, professional and clear.”
“I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.”
“Phillips & Co have been invaluable in streamlining our landlord tax returns and MTD setup. Clear communication, transparent fixed pricing, and exceptional proactive advice every step of the way. I couldn't ask for a better firm.”
Get Your Free Fixed Quote
with Zero Added VAT
Tell us a little about your Chester business or property setup below. Our ACCA chartered certified accountants will evaluate your requirements and email a binding, transparent fixed-fee proposal within 1 business day—with no phone number required, zero added VAT, and zero sales chasing.
Rated 5.0★ based on 105+ verified Google reviewsFrequently Asked Questions
About Our Chester Services
Clear, transparent answers to common questions about our fixed-fee accounting packages, Making Tax Digital compliance, and switching to Phillips & Co.
How does switching accountants to Phillips & Co work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote, we handle the entire handover process—including contacting your previous accountant for professional clearance and retrieving your statutory records. There is zero downtime or disruption to your business.
Do you charge VAT on top of your advertised fees?
No. Phillips & Co operates with zero added VAT on client accounting and tax fees. The price you see on our transparent monthly packages (e.g. £65/month for Sole Traders and Landlords, £95/month for Limited Companies) is the exact total amount you pay—saving non-VAT registered businesses and private landlords 20% out-of-pocket compared to standard practices.
How does Making Tax Digital (MTD) affect Chester sole traders and landlords?
MTD for ITSA mandates digital bookkeeping records and 4 quarterly HMRC updates for individuals with qualifying gross income (self-employed turnover or gross rental income) exceeding £50,000 from April 2026, and over £30,000 from April 2027. We assist you in configuring compliant software (such as Xero or FreeAgent) and manage your quarterly submissions directly with HMRC.
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of Chartered Certified Accountants (Ref: 1274317). Established since 2012, we operate under strict professional standards to ensure your statutory filings are compliant and legally structured for maximum tax efficiency.
Can we meet in person in Chester?
Yes. Operating on a modern areas-served model, we regularly arrange flexible in-person consultations with clients across Chester—including Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton. We also provide complete digital accountancy support via secure video calls, phone consultations, and cloud portals for your convenience.
Dedicated Accountancy Coverage
Across All Areas of Chester
Phillips & Co delivers proactive tax planning and transparent fixed-fee monthly packages with zero added VAT across Chester and its surrounding districts. Operating on a modern areas-served and digital-first model, we support limited companies, sole traders, and property landlords across Hoole, Boughton, Upton, Saltney, Handbridge, and Christleton with streamlined cloud systems and local in-person consultations.
Rated 5.0★ based on 105+ verified Google reviewsRemote & Video Consultations
Available across Chester via Zoom, Teams, or telephone.
Digital-First AccountancyLocal In-Person Consultations
We meet clients locally across Chester (Hoole, Boughton, Upton, Saltney, and Handbridge) by arrangement.
Flexible Local MeetingsKey Chester Districts We Support:
Switching Accountants Is Easier Than You Think
Worried about administrative hassle or awkward conversations with your current accountant? We handle the entire handover process from start to finish with zero disruption to your day-to-day operations.
Transparent Fixed-Fee Quote
Tell us about your sole trader setup, limited company, or property portfolio. We provide a clear, binding monthly fee proposal with zero added VAT within 1 business day.
We Handle the Handover
Once you approve, we officially contact your previous accountant for professional clearance and securely retrieve all your statutory records with zero awkwardness.
Enjoy Proactive Tax Savings
Relax while our ACCA-regulated team takes complete control of your statutory compliance, digital cloud bookkeeping, and proactive tax planning across Chester.
Ready to upgrade your accounting experience?
Join hundreds of local Chester businesses and landlords who switched to stress-free, fixed-fee support with zero added VAT.