The Accountants Chester
Businesses & Landlords Trust
Proactive tax planning and transparent fixed-fee packages—helping businesses, sole traders, and landlords across Chester, Wirral, and North Wales keep more of what they earn and stress less.
- Chartered Certified Accountants (ACCA)
- Established & trusted since 2012
- Seamless switch from previous accountant
Explore Our Fee Packages
Select your business setup below to view transparent pricing:
🛡️ All-inclusive monthly support • No surprise bills • Zero VAT
Check Your Making Tax Digital (MTD) Status
Select your business structure and gross turnover below to find out your mandatory digital reporting deadline:
Quarterly Digital Reporting Mandatory from April 2027
Under HMRC Phase 2 legislation, qualifying sole traders and landlords with gross income between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a final declaration using MTD-compatible software.
Accountancy & Tax Services for
Chester Businesses & Landlords
Phillips & Co are the proactive accountants Chester professionals trust for targeted tax advice and strict HMRC compliance. Whether you are a property investor, startup, or established company, discover how we support your long-term growth.
Sole Trader Accounting
Proactive tax planning and strict HMRC compliance, delivered in plain English to save you time and protect your profits.
- ✓ Making Tax Digital (MTD) setup & filing
- ✓ Transparent fixed-fee pricing plans
- ✓ Seamless cloud software integration
Limited Company Accounting
Strategic corporate tax planning and trusted Companies House compliance to scale your business with total confidence.
- ✓ Smart salary & dividend tax planning
- ✓ Corporation Tax return preparation
- ✓ Year-end statutory accounts filing
Landlord & Property Tax
Expert property tax advice to maximise rental yields while ensuring strict HMRC digital compliance for your portfolio.
- ✓ Section 24 tax-reduction guidance
- ✓ Quarterly HMRC digital filings (MTD)
- ✓ Rental yield & expense planning
Business Partnership Tax
Complete financial reporting and tax returns to guarantee strict HMRC compliance and clear profit distribution for partners.
- ✓ Partnership tax return filing
- ✓ Individual Self-Assessment returns
- ✓ Strategic profit allocation advice
Personal Tax & Self-Assessment
Stress-free filing of Self-Assessment tax returns for directors, sole traders, and high earners, claiming all allowable reliefs.
- ✓ Accurate personal tax computations
- ✓ Capital Gains Tax planning & returns
- ✓ Bespoke director remuneration review
Startup Business Services
Complete company formation and tax structuring to launch your new venture smoothly with full regulatory peace of mind.
- ✓ Company formation & setup
- ✓ HMRC & Companies House registration
- ✓ Initial tax structuring & advice
Fixed-Fee Accounting Packages
Built for Chester Businesses & Landlords
Whether you are a sole trader, limited company director, business partner, or property landlord, we offer transparent fixed-fee pricing tailored to your exact needs. No surprise bills or hourly clocks—just proactive tax planning and flawless HMRC compliance.
Sole Trader Fee Packages
- Accurate year-end accounts production
- Timely Self-Assessment tax filing
- Year-round proactive tax support
Ltd Company Fee Packages
- Statutory accounts & Corporation Tax
- Director Self-Assessment filings
- Optional VAT & payroll support
Partnership Fee Packages
- SA800 Partnership Return filing
- Two individual partner tax filings
- Proactive year-round tax advice
Landlord Fee Packages
- Expert property tax planning
- Timely personal tax return filing
- Making Tax Digital (MTD) setup
* Landlord packages cover 1–2 properties. Additional units are simply +£15/month per property.
* Partnership packages include 2 partners. Additional partners are +£15/month per partner.
Looking for One-Off Accounting Services?
We also provide standalone Self-Assessment tax returns (from £295), 60-day Property CGT filings (from £350), and UK Company Formations (£200–£275) with zero ongoing monthly commitment.
Latest Tax Insights
from Our Chester Experts
Stay ahead of HMRC rule changes. We provide clear, jargon-free updates on Making Tax Digital, allowable business expenses, and proactive tax planning strategies. Explore our latest guides below to ensure you remain strictly compliant, avoid unnecessary penalties, and keep more of your hard-earned money.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
Why Choose Phillips & Co?
Chester’s Leading Tax Partner
Our firm is built on trust, transparency, and outstanding results. We help local Chester business owners and property investors reduce their tax liabilities, save time, and scale with absolute confidence.
Proactive Tax Planning
We go beyond basic compliance. We continuously review your business structure and allowable expenses to ensure peak tax efficiency and strict Making Tax Digital compliance.
Dedicated Local Support
You will never deal with an anonymous call centre. You partner directly with a qualified, Chester-based accountant who takes the time to understand your business.
Transparent Fixed Fees
Say goodbye to ticking clocks and surprise invoices. Our transparent, fixed-fee monthly accounting and tax packages guarantee total financial peace of mind.
Rated 5 Stars by Chester Businesses & Landlords
Read how our proactive tax planning and dedicated local support have delivered measurable financial results and complete peace of mind for our clients.
“Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.”
“I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless, professional and clear.”
“I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.”
“Phillips & Co have been invaluable in streamlining our landlord tax returns and MTD setup. Clear communication, transparent fixed pricing, and exceptional proactive advice every step of the way. I couldn't ask for a better firm.”
Speak With Our Team.
Premium Tax Support.
To help our Chester-based team understand exactly how we can support your business, please provide a few details below. We will review your specific requirements and follow up with a clear, fixed-fee quote.
Frequently Asked Questions
About Our Services
Clear, transparent answers to common questions about our fixed-fee accounting packages, Making Tax Digital compliance, and switching to Phillips & Co.
How does switching accountants to Phillips & Co work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote, we handle the entire handover process—including contacting your previous accountant for professional clearance and retrieving your statutory records. There is zero downtime or disruption to your business.
Do you charge VAT on top of your advertised fees?
No. Phillips & Co operates with zero added VAT on client accounting and tax fees. The price you see on our transparent monthly packages (e.g. £65/month for Sole Traders, £95/month for Limited Companies) is the exact total amount you pay.
How does Making Tax Digital (MTD) affect Chester sole traders and landlords?
MTD mandates digital record-keeping and 4 quarterly HMRC updates for turnover over £50k from April 2026, and over £30k from April 2027. We assist you in selecting and configuring compliant cloud software (such as Xero or QuickBooks) and handle your ongoing quarterly filings directly with HMRC.
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of Chartered Certified Accountants (Ref: 1274317). Established since 2012, we operate under strict professional standards to ensure your statutory filings are compliant and legally structured for maximum tax efficiency.
Can we meet in person at your Chester office?
Yes. Our office is located at Obsidian Offices, Chantry Court (just off Sealand Road) in Chester, CH1 4QN, with free client parking directly outside. While we offer full remote support across the UK, local clients are always welcome to arrange an in-person consultation.
Visit Our Chester Office
Conveniently located at Chantry Court (just off Sealand Road) in Chester, Phillips & Co provides accessible, fixed-fee accounting and tax guidance for limited companies, sole traders, and landlords across Chester, Wirral, and North Wales. Whether you prefer to meet in person over coffee or manage everything seamlessly online, our ACCA-regulated team is here to support you.
Opening Hours
Mon – Fri: 9:00 AM – 5:00 PM
By Appointment OnlyDirections & Parking
Located just off Sealand Road (A548) with free client parking directly outside the building.