Corporate Accounting & Tax Experts
Across Chester, Wirral & Liverpool
Navigate director statutory duties, Corporation Tax computations (CT600), and Companies House compliance with complete confidence. We manage your year-end financial statements, dividend extraction strategies, and payroll across Chester, the Wirral, and Liverpool—with transparent fixed monthly retainers starting from £95/month and zero added VAT.
The Corporate Advantage
for Chester Limited Companies
Operating a limited company involves rigorous statutory responsibilities, strict Companies House filings, and evolving HMRC reporting mandates. Businesses across Chester, the Wirral, and Liverpool trust Phillips & Co to ensure their corporate structure is not just legally compliant, but tax-optimised for maximum retained earnings and director wealth extraction.
Corporate Pricing Guarantee: Flat Rates — Zero Added VAT
Save 20% Cash FlowUnlike traditional accountancy practices, Phillips & Co does not add 20% VAT to client accountancy fees. A £175/month Pro corporate package costs your business exactly £175 out-of-pocket—saving your limited company £420 in cash flow every single year compared to standard VAT-registered practices.
Year-End Statutory Accounts
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Full Statutory Preparation: Annual Profit & Loss statements, detailed balance sheets, and director disclosure notes compiled strictly under UK GAAP / FRS 102 Section 1A or FRS 105 micro-entity frameworks.
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Companies House Digital Submissions: Full electronic tagging with mandatory iXBRL taxonomies and submission of filleted statutory accounts to the public registrar.
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Strict Penalty Protection: Structured timetable and records call-in management ensuring completion and client sign-off months before the statutory 9-month deadline.
Corporation Tax (CT600)
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Accurate Tax Computations: Precise Corporation Tax modeling applying current UK small-profits (19%), main-rate (25%), and associated company marginal relief formulas.
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Relief & Capital Allowance Claims: Maximum optimization of Annual Investment Allowances (AIA), full expensing rules, pre-incorporation costs, and allowable business deductions.
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HMRC Electronic Filing: Secure CT600 online return transmissions accompanied by computational computations under official ACCA agent authority.
Director Remuneration & Dividends
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Wealth Extraction Modeling: Mathematically calibrated salary vs. dividend distributions designed to utilize personal allowance and National Insurance primary thresholds without incurring tax leaks.
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Director RTI Payroll Processing: Monthly automated payroll runs with Real Time Information (RTI) submissions to HMRC, securing qualifying National Insurance years for State Pension entitlement.
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Director Self-Assessment (SA100): Preparation and filing of the primary company director’s personal Self-Assessment return fully included within your monthly corporate retainer.
VAT & Cloud Bookkeeping
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Making Tax Digital (MTD) Submissions: Fully compliant quarterly VAT return submissions directly to HMRC using authorized digital audit trails and API connections.
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Continuous Ledger Reconciliations: Ongoing bank feed verification, receipt matching controls, and purchase ledger balancing within certified cloud accounting software (Xero).
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Real-Time Cash Flow Insights: Continuous visibility over your upcoming Corporation Tax and VAT liabilities to ensure total working capital certainty without surprise liabilities.
Important Statutory & Data Ownership Information
Confirmation Statement (CS01) Service
Our professional accountancy fee for preparing, reviewing, and electronically filing your annual Companies House Confirmation Statement is 100% included across all limited company packages. The statutory Companies House public registrar fee (£50) is simply recharged separately at cost.
100% Direct Data Ownership & Software Licenses
Subscriptions to cloud accounting platforms (such as Xero) are strictly held in your company's name. We mandate direct client licensing so you retain 100% legal ownership and control of your financial ledgers at all times—guaranteeing complete portability with zero accountant lock-in.
How We Keep
More Money in Your Pocket
Our dedicated advisory approach goes far beyond routine annual compliance. We actively strategise throughout the financial year to mitigate Corporation Tax liabilities, safeguard company cash reserves, and structure tax-efficient director remuneration with zero added VAT across Chester, Wirral, and Liverpool.
Tax-Smart Director Salary & Dividends
We engineer bespoke remuneration strategies tailored to your exact household income needs, mathematically balancing director salaries and dividend distributions to minimise total personal and corporate tax.
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Optimal Primary Salary: Calibrated to the exact annual threshold to maintain qualifying State Pension credit years while incurring zero Class 1 Primary or Secondary National Insurance.
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Dividend Allowance Timing: Proactive distribution modeling across consecutive tax years to extract maximum profit while staying safely below 40% higher-rate Income Tax bands.
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Family Shareholder Structuring: Legitimate utilization of basic-rate tax bands and personal allowances across co-directors or spouses in full compliance with HMRC settlement legislation.
Maximum Corporate Allowances & Reliefs
We rigorously audit your commercial ledgers to capture every legitimate business deduction, ensuring allowable overheads reduce your Corporation Tax liability directly rather than coming out of post-tax personal funds.
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Allowable Overhead Claims: Comprehensive claims for dedicated home-office expenses, business mileage (45p/mile), subsistence allowances, mobile communications, and IT hardware.
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Capital Allowances & Full Expensing: 100% first-year tax write-offs through the Annual Investment Allowance (AIA) on qualifying commercial vehicles, plant machinery, and technology.
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Pre-Trading Cost Recovery: Full retrospective deduction of allowable business setup costs, software purchases, and professional fees incurred up to 7 years prior to incorporation.
Strategic Long-Term Wealth Planning
We guide company directors through advanced corporate wealth extraction mechanisms that shield retained company reserves from unnecessary taxation and set up your enterprise for a high-value, tax-efficient exit.
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Direct Employer Pensions: Corporate pension contributions paid straight from pre-tax profits—100% deductible as an allowable business expense, saving up to 25% in Corporation Tax.
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Alphabet Share Classes: Multi-class share arrangements (A, B, and C shares) granting total commercial flexibility to declare variable dividends matched to individual shareholder tax profiles.
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Business Asset Disposal Relief (BADR): Long-term structural planning to ensure qualification for statutory 10% Capital Gains Tax rates upon company sale, retirement, or solvent liquidation (MVL).
Explore Our
Limited Company Packages
Choose the optimal monthly retainer for your business. Every package combines senior ACCA expertise, proactive filing alerts, and statutory secretarial support—guaranteeing your annual accounts are filed punctually, director remuneration is tax-optimised, and our fees are billed with zero added VAT across Chester, Wirral, and Liverpool.
Essential
Core Compliance & CT600
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 1x Director Self-Assessment (SA100) return filing included
- Annual Confirmation Statement (CS01) preparation & submission
- Dividend voucher declarations & board minute documentation
- Director Payroll: Modular add-on available from £35.00/month
- Client-managed bookkeeping with year-end ledger review
Pro Package
Comprehensive Growth Solution
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax filings included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes 1x Director Payroll run & monthly HMRC RTI submissions
- Annual Confirmation Statement (CS01) preparation & submission
- Strategic dividend allocation & director remuneration modeling
- Quarterly cloud ledger health checks & feed verification
Premium Package
All-Inclusive Bookkeeping & Advisory
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax filings included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes 1x Director Payroll run & monthly HMRC RTI submissions
- Full monthly cloud bookkeeping included (Up to 75 txns/month)
- Quarterly Management Accounts & commercial profitability review
- Annual Confirmation Statement (CS01) preparation & submission
Important Operational Terms: Bookkeeping, Statutory Filings & Software
Package fees assume a normal standard of commercial record-keeping. Any additional advisory scope will always be evaluated and agreed with you in advance. Compliance packages (Essential & Pro) assume your cloud bookkeeping is reconciled prior to handover; neglected ledgers requiring backlog matching qualify for a transparent one-off Bookkeeping Rescue fee. The statutory Companies House Confirmation Statement filing fee (£50) is recharged separately at cost. Cloud accounting software subscriptions (such as Xero) are held directly by your business to guarantee 100% legal data ownership.
Specialised One-Off Corporate Advice
In addition to our monthly packages, we deliver standalone advisory projects for company directors and property investors:
Director Wealth Extraction Strategy
A mathematically optimised remuneration roadmap balancing salary, dividend yields, and direct employer pension contributions to minimise overall household tax.
Property SPV Formation & SIC Setup
Specialist limited company incorporation structured with lender-approved SIC codes (68100, 68209) required by buy-to-let mortgage providers.
Bookkeeping Rescue & Catch-Up
Dedicated cleanup, transaction reconciliation, and bank feed balancing for neglected ledgers prior to year-end accounts and CT600 submissions.