01244 220 062
5.0 ★★★★★ 105+ Reviews
Transparent Monthly Accounting

Fixed-Fee Pricing
with Zero Added VAT

Our transparent monthly packages are designed for total clarity, tax efficiency, and predictable cash flow. With zero added VAT on our fees, the price we agree in advance is the exact amount you pay—guaranteeing no surprise bills and no charging for routine telephone or email support.

⚡ Preparing for Making Tax Digital (MTD)? All our monthly packages include digital bookkeeping setup and full HMRC compliance, starting from just £65/month.
Request Your Fixed Quote
✓ Zero Added VAT • ✓ Agreed Fixed Pricing • ✓ MTD Compliant Software • ✓ Binding Quote in 2 Working Days
Clear Monthly Billing

Fixed-Fee Accountant Packages
Across Chester, Wirral & Liverpool

Our fixed-fee monthly packages cover all core compliance requirements—helping you stay organised, tax-efficient, and focused on running your business. With Phillips & Co, you benefit from transparent monthly pricing with zero added VAT, direct qualified accountant access, and zero surprise bills.

📋

Confirmation Statement Notice

For all limited company packages, our professional fee for preparing and submitting the annual Confirmation Statement (CS01) is included. The statutory Companies House filing fee is recharged separately at cost.

🛡️

100% Direct Data Ownership

Cloud accounting subscriptions (e.g. Xero) are held directly in your name. We mandate direct client software licensing so your financial records and data are never held hostage by your accountant.

Sole Trader Packages

Starting From
£ 65 / month (No VAT)
  • ✓ Annual Self-Assessment tax return filing (SA100)
  • ✓ Sole trader annual business accounts preparation
  • ✓ Proactive year-round allowable expense optimisation
  • ✓ Direct partner advice & HMRC agent representation
Explore Sole Trader Fees

Ltd Company Packages

Starting From
£ 95 / month (No VAT)
  • ✓ Year-end statutory accounts & balance sheet filing
  • ✓ Corporation Tax return preparation & submission (CT600)
  • ✓ Primary Director Self-Assessment & dividend planning
  • ✓ Companies House Confirmation Statement preparation
Explore Ltd Company Fees

Partnership Packages

Starting From
£ 95 / month (No VAT)
  • ✓ Partnership Tax Return preparation & filing (SA800)
  • ✓ Two individual partner Self-Assessment tax returns
  • ✓ Profit allocation & capital account balance tracking
  • ✓ MTD digital record setup & ongoing compliance support
Explore Partnership Fees

Landlord Packages

Starting From
£ 65 / month (No VAT)
  • ✓ Annual property accounts for 1 to 2 rental units
  • ✓ Annual property income Self-Assessment return (SA105)
  • ✓ Section 24 mortgage relief & finance cost computation
  • ✓ Allowable repairs, maintenance & renewals reviews
Explore Landlord Fees
Standalone Compliance

One-Off Accounting Services
Across Chester, Wirral & Liverpool

Not every business requires ongoing monthly retainers. Our standalone services provide expert compliance at clear, fixed fees—ideal for annual tax filings, company setups, and one-off strategic reviews with zero added VAT.

💡
Smart Choice: While our one-off services cover statutory compliance, upgrading to an ongoing monthly package unlocks year-round tax advice, direct accountant access, MTD digital filing, and proactive deadline management.

Personal Self-Assessment

From £295 (No VAT)

Ideal for company directors, high earners, and individuals with standard UK dividend, salary, or basic savings income.

*Returns requiring rental property schedules (SA105) start from £395, or are fully covered under our £65/mo Landlord package.

Sole Trader Accounts & Tax

£795 /year (No VAT)

Full preparation of annual sole trader business accounts and HMRC Self-Assessment tax filing (SA100). Billed annually.

💡 Spread the Cost: Switching to our monthly package (£65/mo = £780/yr) spreads payments evenly while adding year-round tax advice and MTD digital compliance.

60-Day Property CGT Return

From £350 (No VAT)

Sold a UK residential property? We calculate allowable deductions and submit your mandatory 60-day HMRC disposal return to eliminate costly late-filing penalties.

Partnership Accounts & Returns

£895 /year (No VAT)

Preparation of SA800 Partnership Tax Return and individual Self-Assessments (SA100) for up to 2 partners. Includes profit allocation schedules.

*Additional partners prepared for £150/year (or +£15/month on retainers).

Ltd & Property SPV Formation

£275 (No VAT)

Turnkey incorporation including statutory Companies House filing fees, memorandum of association, and lender-compliant SIC codes for property SPVs.

💡 Package Discount: Joining an ongoing monthly accounting package reduces this setup fee to just £200.

VAT Registration Setup

£75 (No VAT)

Complete handling of HMRC VAT registration and strategic advice on selecting the most tax-efficient scheme (Standard, Cash, or Flat Rate).

PAYE & CIS Processing

Add-On Pricing
  • Scheme Setup: £75.00 (One-off PAYE or CIS employer registration)
  • Monthly CIS Returns: £35.00/mo (Up to 5 subcontractors; +£3/mo per additional)
  • Monthly Payroll: £40.00/mo (1–2 staff; single director/worker from £35.00/mo)

Monthly Cloud Bookkeeping

From £45 /month (No VAT)

Reconciled bank feeds, receipt tracking, and real-time ledger management using Xero and FreeAgent to keep your compliance seamless.

Property Tax Consultation

£250 (No VAT)

Detailed numerical evaluation of Limited Company SPV purchasing vs personal ownership under Section 24 finance cost restriction rules.

💡 Fee Credit: Joining a monthly landlord package credits 50% (£125) directly against your initial monthly fee.

Director Wealth Extraction

£495 (No VAT)

A bespoke strategic roadmap for company directors, mathematically balancing optimal salaries, dividends, pension contributions, and retained earnings.

Important Notes & Scope Boundaries

📍
Primary Trade & Rental Scope: Standard package fees cover core UK trading income and standard residential AST tenancies. Distinct complexities—including unremitted foreign income, complex trusts, Furnished Holiday Lets (FHLs), or high-volume share trading—are scoped transparently before commencement.
🏠
Landlord Portfolio Scaling: Our baseline Essential Package (£65/mo) covers 1–2 residential units. Growing portfolios of 3–5 properties are covered under our Portfolio Package (£95/mo). For portfolios of 6 or more units, additional properties are added predictably at +£15/month (No VAT) per unit. Joint ownership returns (spouse/partner) are added at +£15/mo (or £150/year).
🧹
Bookkeeping Quality Condition: Fixed compliance fees assume digital records and connected bank feeds are reconciled. If accounts require historical catch-up or messy ledger rescue, a one-off bookkeeping repair fee is agreed in advance.
Complete Financial Support

Need Tailored Accounting Services?

Beyond our fixed-fee compliance packages, we offer dedicated financial support tailored to your business goals—from proactive tax planning and payroll management to Xero cloud integration and strategic wealth advisory.

Explore Our Services
✓ Proactive Tax Guidance • ✓ Certified Xero Partners • ✓ Tailored Business Solutions