Our Story
Phillips & Co isn’t just another accounting firm in Chester. We are a father-and-son team, Terry and Mark Phillips, who founded our firm in 2012 on a simple belief: that businesses and individuals deserve an accountant who is a true partner.
Our mission is to combine the highest standards of Chartered Certified (ACCA) expertise with the personal care, honesty, and integrity of a family-run business. We cut through the jargon to provide clear, proactive advice that helps you understand your numbers and achieve your goals.
Our Commitment to You
We’re invested in the success of every client. Our approach is built on three core pillars:
Unmatched Local Expertise: As a Chester-based firm, we have a deep understanding of the local business landscape. Our advice isn’t just technically sound; it’s relevant to the opportunities and challenges you face right here.
Modern, Tech-Driven Service: We are Xero-certified experts, leveraging cloud accounting to bring you efficiency, real-time financial insights, and secure access to your data anytime, anywhere. This means less time on admin and more time running your business.
A Proactive Partnership: We go beyond year-end compliance. We look ahead to identify tax-saving opportunities, help you navigate complex regulations, and provide the strategic guidance you need to grow with confidence.
Anti-Money Laundering (AML) Compliance
At Phillips & Co Accountants, protecting the integrity of our clients and the financial system is a fundamental responsibility. We are registered with the Association of Chartered Certified Accountants (ACCA) for Anti-Money Laundering (AML) supervision and adhere strictly to all UK regulations designed to prevent illegal financial activities, including money laundering and terrorist financing. Our robust internal policies and client verification procedures ensure we meet the highest professional and ethical standards.
What Our Clients Say
★★★★★
Phillips & Co Accountants have transformed our financial processes. Their personal approach and expert advice have been invaluable.

Michael Thompson
CEO, GreenTech Solutions
★★★★★
The team at Phillips & Co is incredibly supportive and knowledgeable. They make complex accounting tasks straightforward and stress-free.

Laura White
Owner, White’s Cafeteria
★★★★★
Working with Terry and Mark has been a delightful experience. Their dedication to clarity and client satisfaction is unmatched.

James Carter
Freelance Consultant