Limited Company Accounting Packages
in Chester
Expert accounting and tax services for Chester limited companies — with clear, fixed-fee pricing and a dedicated accountant to keep your business compliant, efficient, and ready to grow.
Director Dividend vs. Salary Estimator —
Find Your Tax-Optimal Split
Taking a standard salary and dividend mix might not be your most tax-efficient strategy anymore. Enter your estimated annual company profits below to calculate the mathematically optimal salary baseline and dividend payout—helping you retain maximum wealth while remaining 100% HMRC compliant.
Explore Our Limited Company Packages
Choose the right monthly plan for your Chester limited company. All packages include local expertise, proactive reminders, and company secretarial support—ensuring your accounts are accurate, deadlines are met, and tax savings are maximized.
Save Up to £708/Year: Unlike standard accountancy practices, Phillips & Co does not add 20% VAT to your monthly fee. A £175/mo package with us costs you exactly £175—saving your business hundreds of pounds out-of-pocket every single year compared to VAT-registered firms.
Essential
The Perfect Start for Founders
- ✓ Annual Accounts & Corporation Tax return
- ✓ 1x Director Self-Assessment tax return
- ✕ Quarterly VAT return filing not included
- ✓ Payroll processing available as an add-on
- ✓ Monthly Bookkeeping managed by client
- ✕ Quarterly Management Accounts not included
- ✓ Dividend Voucher & Board Minute Preparation
Pro
For Growing Businesses
- ✓ Annual Accounts & Corporation Tax return
- ✓ 2x Director Self-Assessment tax returns
- ✓ Quarterly VAT Return filing & management
- ✓ Includes 1x Director Payroll & Monthly RTI
- ✓ Monthly Bookkeeping managed by client
- ✕ Quarterly Management Accounts not included
- ✓ Dividend Voucher & Board Minute Preparation
Premium
Total Peace of Mind
- ✓ Annual Accounts & Corporation Tax return
- ✓ 2x Director Self-Assessment tax returns
- ✓ Quarterly VAT Return filing & management
- ✓ Includes 1x Director Payroll & Monthly RTI
- ✓ Monthly Bookkeeping managed by our experts
- ✓ Quarterly Management Accounts included
- ✓ Dividend Voucher & Board Minute Preparation
Customise Your Package: Add-Ons & Transparent Fees
Not every limited company needs the exact same background support. To keep your core accounting fees as low as possible, we offer transparent processing as optional add-ons for any of our monthly packages:
Quarterly VAT Returns
MTD Compliant FilingComplete quarterly VAT reconciliation, digital return prep, and MTD submission to HMRC.
Monthly Bookkeeping
Hands-Free Digital LedgersOngoing bank feed reconciliation, receipt processing, and ledger maintenance tailored to your exact monthly transaction volume.
Director & Team Payroll
Full RTI & Pension SupportAdditional Director Tax Return
Self-Assessment SA100Covers standard director wealth extraction (salary and dividends) for secondary company directors or equity shareholders.
Important Statutory, Software & Tax Information
Confirmation Statements (Companies House Compliance)
Our professional fee for preparing and filing your annual Confirmation Statement is completely included in all monthly packages. The standard Companies House Confirmation Statement filing fee of £50 will simply be recharged to you separately at cost.
100% Direct Data Ownership & Software Licenses
Subscriptions to cloud platforms (such as Xero) are strictly not included in our package fees. We mandate that clients hold their own software licenses directly, ensuring you retain 100% legal ownership and control of your corporate financial data with zero vendor lock-in.
Director Tax Returns (Scope Boundaries)
The Self-Assessment tax returns included in our packages cover standard director wealth extraction (salary and dividend optimization). Highly complex personal returns—such as those including large property portfolios, Capital Gains, or foreign income—fall outside standard corporate compliance and will be quoted separately.
Bookkeeping Standards & Quality Disclaimer: All compliance packages assume your digital transactions and bank feeds are reconciled and up-to-date prior to statutory deadlines. If your accounting records require extensive data clean-up, missing receipt matching, or catch-up reconciliations before statutory filing, an upfront Bookkeeping Catch-Up or Rescue fee will apply.
In-Depth Package Breakdowns: Exactly What You Get
We believe that expert corporate accounting should be completely transparent. When you choose a fixed-fee monthly package with Phillips & Co, you are not just paying for a year-end tax return—you are gaining a dedicated, proactive finance department. Explore the comprehensive breakdowns below to see the administrative heavy lifting we handle at every tier.
The Essential Package
The ultimate core compliance package, expertly designed for single-director limited companies, consultants, and contractors who want absolute peace of mind and zero surprise tax bills.
Comprehensive Statutory Annual Accounts
- Full Preparation: Complete year-end accounts preparation including Profit & Loss statement and Balance Sheet, fully compliant with UK GAAP standards.
- Companies House Filing: Mandatory iXBRL digital formatting and direct abbreviated accounts submission to Companies House.
- Penalty Protection: Proactive timeline management ensuring submission well before the 9-month deadline so you never face a late filing penalty.
Corporation Tax Return (CT600)
- Allowable Expenses Review: Rigorous ledger review ensuring all allowable business expenses (home-office, travel, IT equipment) are claimed to reduce overall profit.
- Capital Allowances: Application of complex capital allowances on business assets and equipment to legally lower your tax liability.
- HMRC Submission: Full CT600 preparation, clear tax summary, and secure direct HMRC filing.
Director's Personal Self-Assessment (SA100)
- Wealth Extraction Strategy: Strategic advice on the most tax-efficient split between director salary and dividend payouts below higher tax thresholds.
- Tax Return Preparation: Full preparation and submission of one personal Self-Assessment tax return for the primary company director.
- Dividend Tax Management: Accurate declaration of dividends, savings interest, and basic income sources to HMRC.
Confirmation Statement & Year-Round Support
- Companies House Updates (CS01): Filing of mandatory annual Confirmation Statement, keeping registered office, director details, and SIC codes updated. (Standard £50 Companies House fee recharged at cost).
- Unlimited Basic Queries: Direct email and phone advice from your local accountant without fear of unexpected hourly bills.
- HMRC Agent Representation: Official tax agent status, allowing HMRC to communicate directly with us—keeping you out of phone queues.
The Pro Package
If your business is VAT registered or scaling its operations, this core package takes the administrative burden completely off your shoulders.
Two Director Personal Self-Assessments (SA100)
- Co-Founder & Spouse Coverage: Ideal for husband-and-wife teams or co-directors, covering two full personal tax returns.
- Dual Wealth Extraction: Tax-efficient salary and dividend splits across both directors, utilizing both personal allowances to minimize total household tax.
- HMRC Compliance: Comprehensive reporting of dividend income, basic earnings, and savings interest.
Quarterly VAT Returns & MTD Compliance
- Input vs. Output Checking: Rigorous transaction reviews ensuring every allowable penny of VAT on business purchases is claimed back.
- MTD Digital Submissions: Fully Making Tax Digital compliant quarterly VAT return submissions directly to HMRC.
- Liability Forecasting: Advance notice on upcoming VAT bills to help manage corporate cash flow without surprise shocks.
Director Payroll & RTI Submissions
- Monthly Payroll Processing: Full end-to-end processing for 1x director fixed monthly salary.
- HMRC Real-Time Information (RTI): Monthly digital submissions to HMRC ensuring state pension qualifying year records are maintained.
- Year-End P60s: Automated generation and delivery of director year-end P60 documents.
Cloud Software Support & Optimisation
- Cloud Setup & Guidance: Assistance setting up Xero, connecting bank feeds, and customizing invoice templates.
- Ongoing System Advice: Dedicated help navigating cloud software features and troubleshooting reconciliation issues.
- Note: Cloud software subscriptions (e.g. Xero) are held directly by the client to maintain 100% data ownership.
The Premium Package
The ultimate all-inclusive outsourced finance department. Designed for established limited companies that want to hand over all daily financial administration to focus on scaling.
Comprehensive Monthly Bookkeeping (Up to 75 Txns)
- Receipt & Invoice Processing: Forward purchase invoices and receipts via app; our team processes them directly into your software.
- Bank Reconciliation: Meticulous transaction matching across all business bank accounts to ensure ledgers are 100% accurate.
- Sales & Purchase Ledger Maintenance: Up-to-date tracking of debtor receivables and supplier payables. (Higher transaction volume top-ups available).
Quarterly Management Accounts & Profitability
- Real-Time Profitability Reporting: Detailed, plain-English quarterly reports showing exact profit margins, revenue trends, and overhead costs.
- Tax Provisioning: Ongoing Corporation Tax and VAT liability forecasting so cash reserves can be set aside safely.
- Strategic Growth Meetings: Quarterly reviews identifying cost-cutting areas, cash flow improvements, and tax-efficient wealth extraction opportunities.
Ready for Stress-Free Corporate Accounting? Talk to Our Chester Team
Whether you're forming a brand-new venture, switching from your current accountant mid-way through your financial year, or simply looking to optimize your director wealth extraction—we make the transition completely seamless.