Corporate Accounting & Tax Experts
in Chester, Wirral & Liverpool
Navigate director duties, corporate tax, and Companies House compliance with total confidence. We handle the heavy financial lifting so you can scale your limited company—backed by transparent fixed fees and proactive local support.
The Corporate Advantage
for Chester Limited Companies
Running a Limited Company comes with specific legal responsibilities and strict reporting deadlines. When looking for dedicated accountants, Chester limited companies trust us to ensure their business is not just compliant, but optimally structured for maximum profitability and director wealth extraction.
Corporate Pricing Guarantee: Flat Rates — No VAT Charged On Our Fees
Maximise Business Cash Flow: Phillips & Co does not add 20% VAT to client accountancy packages. A £175/month Pro package costs your business exactly £175 out-of-pocket — saving your limited company £420 every single year compared to VAT-registered practices.
Year-End Statutory Accounts
- ✓ Full Accounts Preparation: Statutory P&L and Balance Sheet compiled under UK GAAP / FRS 105 standards.
- ✓ Companies House Filing: Mandatory iXBRL digital formatting and filleted accounts submission to the public register.
- ✓ Penalty Protection: Proactive timeline management ensuring submission well before the 9-month statutory deadline.
Corporation Tax (CT600)
- ✓ Accurate Computations: Precise Corporation Tax calculations applying current small-profits and marginal relief rules.
- ✓ Relief & Allowance Claims: Strategic application of capital allowances, pre-trading expenses, and allowable overheads.
- ✓ HMRC Submissions: Direct, secure online CT600 corporate tax return filing with official HMRC agent representation.
Director Payroll & Dividends
- ✓ Wealth Extraction Strategy: Mathematically optimal salary vs. dividend splits utilising all available personal thresholds.
- ✓ Director RTI Payroll: Monthly payroll processing and HMRC Real-Time Information filings to secure qualifying pension years.
- ✓ Self-Assessment Return: Director Self-Assessment (SA100) tax return preparation included for full peace of mind.
VAT & Cloud Bookkeeping
- ✓ MTD Digital Compliance: Making Tax Digital compliant quarterly VAT submissions directly to HMRC.
- ✓ Accurate Reconciliations: Ongoing ledger maintenance, receipt matching, and bank feed verification.
- ✓ Real-Time Financial Insights: Clear, plain-English visibility over cash flow and tax liabilities to avoid surprise bills.
Important Statutory & Data Ownership Information
Companies House Confirmation Statement (CS01)
Our professional fee for drafting, reviewing, and filing your mandatory annual Confirmation Statement is 100% included in all fee packages. The standard Companies House digital filing fee (£50) will simply be recharged separately at cost.
100% Direct Data Ownership & Software Licenses
Subscriptions to cloud accounting software (such as Xero) are strictly held directly by you. This guarantees that you retain 100% legal ownership and control of your corporate financial records at all times with zero vendor lock-in.
How We Keep
More Money in Your Pocket
Our dedicated approach goes far beyond basic annual compliance. We actively strategise throughout the financial year to minimise your tax liability, optimise business cash flow, and build your long-term personal wealth.
Tax-Smart Director Salary & Dividends
We design highly tax-efficient remuneration structures tailored to your household, perfectly balancing director salaries and dividend payouts to minimise overall tax bills.
- ✓ Optimal Salary Structuring: Set at the exact threshold to maintain State Pension qualifying years while avoiding unnecessary Class 1 National Insurance.
- ✓ Dividend Allowance Optimisation: Strategic dividend timing across tax years to stay below higher-rate Income Tax bands.
- ✓ Spousal & Family Income Splitting: Utilising available tax allowances across co-directors or family shareholders in full compliance with HMRC rules.
Maximum Corporate Reliefs
We rigorously review your ledgers to claim every single allowable business expense and corporate tax relief, lowering your net taxable profit and preserving cash reserves.
- ✓ Allowable Business Expenses: Thorough review of home-office use, business travel, subsistence, IT equipment, and mobile contracts.
- ✓ Capital Allowances & AIA: Full utilisation of the 100% Annual Investment Allowance on plant, machinery, IT hardware, and commercial vehicles.
- ✓ Pre-Tax Expense Matching: Ensuring legitimate business costs are paid directly by the company rather than out of post-tax personal income.
Long-Term Wealth Planning
We will guide you through advanced wealth extraction methods that protect corporate profits, fund your future lifestyle, and set up your business for a tax-efficient exit.
- ✓ Director Employer Pensions: Direct corporate contributions that are 100% deductible against company profits, saving up to 25% in Corporation Tax.
- ✓ Alphabet Share Structures: Flexible share classes allowing tailored dividend distributions suited to individual shareholder circumstances.
- ✓ Capital Gains & Exit Guidance: Strategic long-term structuring to maximise Business Asset Disposal Relief (BADR) upon company sale or liquidation.
Explore Our
Limited Company Packages
Choose the right monthly plan for your Chester limited company. All packages include local expertise, proactive reminders, and company secretarial support—ensuring your accounts are accurate, deadlines are met, and opportunities to save tax are never missed.
Essential
Core Compliance & CT600
- ✓ Annual Accounts & Corporation Tax return (CT600)
- ✓ 1x Director Self-Assessment (SA100) tax filing included
- ✓ Confirmation Statement (CS01) preparation & filing
- ✓ Dividend vouchers & board minute preparation
- ✓ Director Payroll: Available as an add-on (£35/month)
- ✓ Monthly Bookkeeping managed by client
Pro Package
Scaling & VAT Registered
- ✓ Annual Accounts & Corporation Tax return (CT600)
- ✓ 2x Director Self-Assessment tax filings included
- ✓ Quarterly VAT Return filing & MTD management
- ✓ Includes 1x Director Payroll & Monthly RTI
- ✓ Confirmation Statement (CS01) preparation & filing
- ✓ Dividend vouchers & board minute preparation
- ✓ Monthly Bookkeeping managed by client
Premium Package
All-Inclusive Bookkeeping
- ✓ Annual Accounts & Corporation Tax return (CT600)
- ✓ 2x Director Self-Assessment tax filings included
- ✓ Quarterly VAT Return filing & MTD management
- ✓ Includes 1x Director Payroll & Monthly RTI
- ✓ Monthly Bookkeeping included (Up to 75 txns/mo)
- ✓ Quarterly Management Accounts & profit review
- ✓ Confirmation Statement (CS01) preparation & filing
Important Note on Bookkeeping, Statutory Fees & Software
Fees assume a standard level of work. Additional fees for more complex cases will always be agreed with you upfront. Our fixed-fee compliance packages assume your bookkeeping is fully reconciled prior to handover. If your records require significant clean-up, a one-off Bookkeeping Rescue fee will apply. The standard Companies House Confirmation Statement filing fee (£50) is recharged separately at cost. Cloud software subscriptions (such as Xero) are strictly held directly by you to guarantee 100% data ownership.
Specialised One-Off Corporate Advice
In addition to our monthly packages, we offer standalone advisory services for limited company directors:
Director Wealth Extraction Strategy
A mathematically optimised roadmap balancing salary, dividends, and director pension contributions to minimise overall household tax.
Property SPV Setup & SIC Registration
Specialist limited company incorporation tailored with exact SIC codes required by buy-to-let mortgage lenders.
Bookkeeping Rescue & Catch-Up
Dedicated cleanup and reconciliation services for neglected or unreconciled accounts prior to year-end CT600 filings.