The Accountants Liverpool
Businesses & Landlords Trust
Chartered certified accountants in Liverpool delivering proactive tax planning and fixed-fee cloud accounting with zero added VAT. Supporting limited companies, sole traders, and property landlords across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs.
- ACCA Regulated Practice: Direct access to qualified senior chartered accountants
- Fixed Monthly Pricing: Transparent compliance with zero added VAT (save 20%)
- Certified Cloud Experts: Automated Xero bookkeeping & complete MTD readiness
Explore Fee Packages
Select your business structure to view transparent monthly pricing:
Check Your Making Tax Digital (MTD) Status
Statutory HMRC Compliance Deadlines
Select your business setup and gross annual income below to verify your statutory HMRC digital reporting deadlines:
Quarterly Digital Reporting Mandatory from April 2027
Under statutory HMRC Phase 2 legislation, qualifying Sole Traders / Self-Employed individuals with gross business turnover between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a final declaration using MTD-compatible software.
Accountancy & Tax Services for
Liverpool Businesses & Landlords
Chartered certified accountants delivering proactive tax planning, digital bookkeeping, and statutory HMRC compliance with zero added VAT across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs.
Sole Trader
Accounting
Proactive tax planning, allowable expense reviews, and statutory Self-Assessment compliance delivered with zero added VAT to maximize your take-home profits across Liverpool.
- ✓ Making Tax Digital (MTD) digital recordkeeping
- ✓ Self-Assessment (SA100) preparation & digital filing
- ✓ Certified cloud setup with Xero & FreeAgent
Limited Company
Accounting
Complete corporate tax planning, Corporation Tax computations, and statutory Companies House reporting structured specifically for growing Liverpool enterprises and agencies.
- ✓ Tax-efficient director salary & dividend models
- ✓ Corporation Tax return (CT600) filings
- ✓ Year-end statutory accounts production
Landlord & Property
Tax Services
Specialist rental property tax advisory for single buy-to-lets, student HMOs, and portfolio investors across Liverpool navigating Section 24 relief and quarterly MTD filings.
- ✓ Section 24 mortgage finance relief optimization
- ✓ HMRC MTD for ITSA digital recordkeeping
- ✓ 60-day UK residential Capital Gains Tax returns
Partnership
Accounting
Statutory compliance and tax advisory for commercial partnerships and professional LLPs across Liverpool, ensuring precise profit distributions and full HMRC tax compliance.
- ✓ Partnership Tax Return (SA800) preparation
- ✓ Individual partner Self-Assessment filings
- ✓ Capital accounts, drawings & profit splits
Personal Tax &
Self-Assessment
Precise, reliable annual tax filings for company directors, high-rate taxpayers, and private clients from £295 fixed fee, identifying every legal allowance.
- ✓ Comprehensive SA100 filing & tax calculation
- ✓ Dividend, savings, and investment income reviews
- ✓ Pension tax relief & High Income Child Benefit
Startup Business
& Formation
Fast, compliant company incorporation and tailored tax structuring to start your new Liverpool enterprise on an organized, fully compliant footing.
- ✓ Fast Companies House incorporation
- ✓ PAYE, VAT & Corporation Tax registrations
- ✓ Share capital structuring & cloud software setup
Fixed-Fee Accounting Packages
Built for Liverpool Businesses & Landlords
Transparent, all-inclusive monthly accountancy packages designed for limited companies, sole traders, and property investors across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs. No surprise bills, no hourly rates—just proactive year-round tax support.
Sole Trader Package
- Full annual accounts production & HMRC tax computation
- Self-Assessment tax return (SA100) digital filing
- Year-round allowable business expense & mileage optimization
- Direct senior accountant telephone & email support
Ltd Company Package
- Statutory year-end financial accounts & Companies House filing
- Corporation Tax computation & return (CT600) preparation
- Director salary, dividend & remuneration tax planning
- Primary director annual Self-Assessment tax return
Landlord Tax Package
- Annual rental property accounts for 1 to 2 rental units
- Property income Self-Assessment return (SA105) digital filing
- Section 24 finance cost relief & mortgage interest optimization
- Allowable repair, maintenance & capital deduction review
Partnership Package
- Annual partnership accounts & Partnership Tax Return (SA800)
- Individual Self-Assessment returns (SA100) for 2 partners
- Strategic profit share, partner draw & capital account allocation
- Ongoing business advisory & HMRC compliance monitoring
* Landlord Portfolios: Base tier covers 1–2 properties. Portfolios of 3–5 properties are £95/month; larger portfolios (6+ units) are priced transparently at +£15/month per unit.
* Partnerships: Base tier includes statutory filings for 2 partners. Additional partners are supported at +£15/month (or £150/year) per partner.
Looking for One-Off Accountancy Services?
Require compliance without an ongoing monthly subscription? We deliver standalone Personal Self-Assessment tax returns (from £295), 60-day residential Capital Gains Tax (CGT) disposal filings (from £350), and Companies House Limited Company formations (£200–£275) with zero recurring commitments across Liverpool.
Latest Tax Insights
for Liverpool Businesses & Landlords
Stay ahead of statutory HMRC deadlines and legislative shifts with practical guidance from our ACCA-regulated chartered certified accountants. Explore expert commentary on Making Tax Digital (MTD), director dividend thresholds, allowable property expenses, and Corporation Tax planning for Liverpool (L1–L38) enterprises below—or visit our Liverpool Tax News Hub for our complete advisory archive.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
Why Choose Phillips & Co?
Liverpool’s Dedicated Accounting Partner
Built on commercial clarity, measurable tax savings, and direct senior accountant access. We help limited companies, sole traders, and property landlords across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs legally minimise tax liabilities and scale with complete financial peace of mind.
Proactive Tax
Planning
We go far beyond standard year-end compliance. We continuously review your corporate remuneration structure, director dividends, and allowable expense claims to legally minimise your HMRC liabilities across Liverpool.
Dedicated Senior
Support
No anonymous ticket queues or rotating junior staff. You partner directly with qualified, ACCA-regulated chartered certified accountants who understand your commercial growth objectives and Liverpool's fast-paced business landscape.
Zero Added VAT
Fixed Fees
Say goodbye to surprise invoices and unexpected billable hours. Our transparent monthly packages deliver all-inclusive accounting compliance with zero added VAT, saving Liverpool sole traders and landlords 20% out-of-pocket.
Trusted by Business Owners Across Liverpool & Merseyside
Read how our proactive tax planning and direct senior accountant support deliver tangible financial savings and complete statutory compliance:
“Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.”
“I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless, professional, and clear.”
“I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.”
“Phillips & Co have been invaluable in streamlining our landlord tax returns and MTD setup. Clear communication, transparent fixed pricing, and exceptional proactive advice every step of the way. I couldn't ask for a better firm.”
Get Your Fixed Accountancy Quote
with Zero Added VAT in Liverpool
Tell us about your limited company, sole trader setup, or rental portfolio across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, or South Liverpool suburbs. Our ACCA chartered certified accountants will evaluate your requirements and email a binding, all-inclusive fixed-fee proposal within 1–2 business days—with no phone number required, zero added VAT, and zero sales pressure.
105+ Verified Liverpool ReviewsFrequently Asked Questions
About Our Liverpool Accountancy Services
Transparent answers regarding fixed-fee monthly pricing, Making Tax Digital (MTD) statutory deadlines, and our zero-disruption onboarding process for Liverpool businesses and landlords across the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool.
01
How does switching accountants to Phillips & Co work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote, we manage the entire handover on your behalf—contacting your previous accountant for professional clearance and retrieving all prior statutory records. There is zero downtime, zero paperwork friction, and zero disruption to your daily trading across Liverpool.
02
Do you charge VAT on top of your advertised monthly accounting fees?
No. Phillips & Co operates with zero added VAT on client accountancy and tax services. The monthly fee advertised on our packages (e.g. £65/month for Sole Traders and Landlords, £95/month for Limited Companies) is the exact, all-inclusive price you pay—saving non-VAT registered Liverpool businesses, creative freelancers, and private landlords 20% out-of-pocket compared to traditional VAT-registered practices.
03
How does Making Tax Digital (MTD) affect Liverpool sole traders and property landlords?
HMRC Making Tax Digital for ITSA mandates digital bookkeeping records and four quarterly submissions for individuals with qualifying gross turnover or rental income over £50,000 from April 2026, and over £30,000 from April 2027. We ensure full digital readiness for Liverpool businesses by configuring compliant cloud software (such as certified Xero or FreeAgent) and managing your quarterly HMRC submissions directly.
04
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of chartered certified accountants (Firm Ref: 1274317). Established since 2012, we adhere to strict statutory oversight, mandatory professional indemnity standards, and continuous professional development to guarantee your corporate and personal accounts remain fully compliant and legally optimized for maximum retained profit.
05
Can we meet in person in Liverpool?
Yes. Operating on a modern areas-served structure, we regularly arrange flexible in-person meetings with company directors and property landlords across Liverpool—including the Commercial District, Baltic Triangle, Knowledge Quarter, Ropewalks, Allerton, Woolton, and Aigburth. We also support businesses seamlessly through secure paperless cloud accounting, telephone consultations, and video conferences.
Accountants in Liverpool
Dedicated Local Coverage Across L1–L38
Phillips & Co delivers proactive tax planning, digital bookkeeping, and transparent fixed-fee monthly accounting with zero added VAT across Liverpool and Merseyside. Operating on a modern areas-served and digital-first model, our ACCA-regulated chartered certified accountants support limited companies, sole traders, and property landlords throughout Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs with streamlined cloud systems and local in-person consultations.
105+ Verified ReviewsCall Our Liverpool Team
Speak directly with an ACCA chartered certified accountant regarding your company or personal tax strategy.
01244 220 062Email Us Directly
Send an enquiry for a transparent, binding fixed-fee proposal with zero added VAT within 1–2 business days.
info@phillipscoaccountants.co.ukRemote & Video Meetings
Secure digital reviews and real-time screen shares available across Liverpool via Zoom, Microsoft Teams, or phone.
Local In-Person Meetings
We meet clients locally across Liverpool (Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool) by arrangement.
Key Liverpool Districts & Postcodes We Support:
Switching Accountants in Chester
Is Easier Than You Think
Worried about administrative hassle or awkward conversations with your current accountant? We handle the entire professional handover process from start to finish with zero disruption to your daily trading.
Transparent Written Proposal
Tell us about your sole trader setup, limited company, or rental portfolio. We provide a binding, all-inclusive monthly fee quote with zero added VAT within 1–2 business days.
We Manage the Entire Handover
Once you approve, our ACCA-regulated team officially contacts your previous accountant for professional clearance and securely transfers your statutory records with zero awkwardness.
Enjoy Proactive Tax Savings
Relax while our senior accountants take complete control of your statutory compliance, digital cloud bookkeeping (Xero/FreeAgent), and proactive tax planning across Chester.
Ready to upgrade your accounting experience?
Join hundreds of local Chester businesses and property landlords who switched to stress-free, proactive accountancy with zero added VAT.