The Accountants Liverpool
Businesses & Landlords Trust
Chartered certified accountants in Liverpool delivering proactive tax planning and fixed-fee cloud accounting with zero added VAT. Supporting limited companies, sole traders, and property landlords across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs.
- ACCA Regulated (Ref: 1274317): Direct access to senior chartered accountants
- Fixed Monthly Pricing: All-inclusive compliance with zero added VAT (save 20%)
- Certified Xero Partner: Paperless cloud bookkeeping & IRIS OpenSpace portal
Explore Fee Packages
Select your business structure to view all-inclusive monthly retainers:
Check Your Making Tax Digital (MTD) Status
Statutory HMRC Compliance Deadlines
Select your business setup and gross annual income below to verify your statutory HMRC digital reporting deadlines and recommended package tier:
Quarterly Digital Reporting Mandatory from April 2027
Under statutory HMRC Phase 2 legislation, qualifying Sole Traders / Self-Employed individuals with gross income between £30,000 and £50,000 must maintain digital bookkeeping records and submit 4 quarterly updates plus a Year-End Final Declaration using MTD-compatible software.
Accountancy & Tax Services for
Liverpool Businesses & Landlords
Chartered certified Liverpool accountants delivering researched tax strategies, Xero cloud bookkeeping, and statutory HMRC compliance with zero added VAT across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs.
Sole Trader
Accounting
Proactive tax planning, allowable expense reviews, and statutory Self-Assessment compliance delivered with zero added VAT to maximise your take-home profits across Liverpool.
- ✓ Making Tax Digital (MTD) digital bookkeeping
- ✓ Self-Assessment (SA100) preparation & digital filing
- ✓ Certified Xero partner & cloud bookkeeping
Limited Company
Accounting
Complete corporate tax planning, Corporation Tax computations, and statutory Companies House reporting structured specifically for growing Liverpool enterprises and agencies.
- ✓ Optimised director salary & dividend strategies
- ✓ Corporation Tax return (CT600) computations
- ✓ Year-end statutory accounts & CS01 filing
Landlord & Property
Tax Services
Specialist rental property tax advisory for single buy-to-lets, student HMOs, and portfolio investors across Liverpool navigating Section 24 relief and quarterly MTD filings.
- ✓ Section 24 relief & Property SPV structuring
- ✓ HMRC MTD for ITSA digital readiness
- ✓ 60-day UK residential Capital Gains Tax returns
Partnership
Accounting
Statutory compliance and tax advisory for commercial partnerships and professional LLPs across Liverpool, ensuring precise profit distributions and full HMRC tax compliance.
- ✓ Partnership Tax Return (SA800) preparation
- ✓ Individual partner Self-Assessment filings
- ✓ Capital accounts, drawings & profit splits
Personal Tax &
Self-Assessment
Precise, reliable annual tax filings for company directors, higher-rate taxpayers, and private clients from £295 fixed fee, claiming every legal allowance.
- ✓ Comprehensive SA100 filing & tax calculation
- ✓ Dividend, savings, and investment income reviews
- ✓ Pension tax relief & High Income Child Benefit
Startup Business
& Formation
Fast, compliant company incorporation and tailored tax structuring to start your new Liverpool enterprise on an organised, tax-efficient financial footing.
- ✓ Turnkey Companies House & SPV incorporation
- ✓ PAYE, VAT & Corporation Tax registrations
- ✓ Initial tax structuring & Xero cloud setup
Fixed-Fee Accounting Packages
Built for Liverpool Businesses & Landlords
Transparent, all-inclusive monthly accountancy packages from our chartered Liverpool accountants—designed for limited companies, sole traders, and property investors across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs. No surprise bills, no hourly rates—just proactive year-round tax support.
Sole Trader Package
Zero Added VAT • All-Inclusive- Full annual accounts production & HMRC tax computation
- Self-Assessment tax return (SA100) digital filing
- Year-round allowable business expense & mileage optimisation
- Direct senior ACCA support & official HMRC representation
Ltd Company Package
Zero Added VAT • All-Inclusive- Statutory year-end financial accounts & Companies House filing
- Corporation Tax computation & return (CT600) preparation
- Director salary, dividend & remuneration tax planning
- Primary director SA100 return & annual CS01 filing included
Landlord Tax Package
Zero Added VAT • All-Inclusive- Annual rental property accounts for 1 to 2 rental units
- Property Self-Assessment return (SA100 & SA105) digital filing
- Section 24 finance cost relief & mortgage interest optimisation
- Allowable repair, domestic renewal & SPV structuring review
Partnership Package
Zero Added VAT • All-Inclusive- Annual partnership accounts & Partnership Tax Return (SA800)
- Individual Self-Assessment returns (SA100) for 2 partners
- Strategic profit share, partner draw & capital account allocation
- Ongoing documented tax advisory & HMRC compliance monitoring
Base tier covers 1–2 properties (£65/mo). Portfolios of 3–5 units are £95/month; 6+ units add +£15/month per unit. Student/multi-room HMOs add +£15/month per HMO; joint spouse/partner returns add +£15/month. Corporate Property SPV packages start from £75/month.
Base tier (£95/mo) includes statutory SA800 and SA100 filings for 2 partners. Additional partners are supported at +£15/month (or £150/year) per partner; Limited Liability Partnerships (LLPs) add +£20/month for statutory Companies House iXBRL filing.
Looking for One-Off Accountancy Services?
Require compliance without an ongoing monthly subscription? We deliver standalone Personal Self-Assessment tax returns (from £295), 60-day residential Capital Gains Tax (CGT) disposal filings (from £350), Section 24 Portfolio Tax Reviews (£250), and Companies House Limited Company or SPV formations (£200–£275) with zero added VAT across Liverpool.
Latest Tax Insights
for Liverpool Businesses & Landlords
Stay ahead of statutory HMRC deadlines and legislative shifts with practical guidance from our ACCA-regulated chartered certified Liverpool accountants. Explore researched, plain-English commentary on Making Tax Digital (MTD for ITSA), director salary and dividend splits, Section 24 & Property SPVs, and Corporation Tax planning for Liverpool (L1–L38) enterprises below—or visit our Tax News & Advisory Hub for our full archive.
July 31 Payment on Account Deadline: How Chester Sole Traders & Landlords Can Avoid Overpaying HMRC
As the 31 July Self Assessment payment on account deadline approaches, self-employed sole traders, partners, and landlords across Chester and North Wales are due to make their second tax instalment of the year to HMRC.
The First MTD ITSA Deadline (August 2026): Do You Actually Have to Pay Tax?
Author: Phillips & Co Accountants, Chester Date: 13 July , 2026 As we settle into July 2026, a historic milestone in the UK tax system has just been reached. The very first reporting quarter of Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)...
Director Wealth Extraction 2026: The Optimal Salary vs. Dividend Split
Author: Phillips & Co Accountants, Chester Date: 01 July , 2026 Running a highly profitable limited company is only half the battle. Following the aggressive government Autumn Budget—which hiked Employer National Insurance to 15%, slashed the NI threshold to just...
Why Choose Phillips & Co?
Your Dedicated Accountants in Liverpool
Built on commercial clarity, measurable tax savings, and direct senior accountant access. As established accountants in Liverpool, we help limited companies, sole traders, and property landlords across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs legally minimise tax liabilities and scale with complete financial peace of mind.
Proactive Tax
Planning
We go far beyond standard year-end compliance. We continuously review your corporate remuneration structure, director dividends, Section 24 relief, and allowable expense claims—setting out clear, researched recommendations in writing.
Dedicated Senior
Support
No anonymous ticket queues or rotating junior staff. You partner directly with senior ACCA chartered certified accountants (Ref: 1274317), supported by streamlined cloud workflows and our encrypted IRIS OpenSpace client portal.
Zero Added VAT
Fixed Fees
Say goodbye to surprise invoices and ticking hourly clocks. Our flexible monthly retainers provide all-inclusive tax compliance with zero added VAT and zero upfront barriers—saving Liverpool sole traders and landlords 20% out-of-pocket.
Trusted by Business Owners Across Liverpool & Merseyside
Read how our proactive tax planning and direct senior accountant support deliver tangible financial savings and complete statutory compliance:
“Caught between a rock and a hard place with my timeline to get my self-assessment over the line, they managed it before the deadline while saving me money. Prompt and accurate, they deliver an impeccable service, which I highly recommend.”
“I was reluctant to switch from my bookkeeper but needed an accountant for my limited company accounts. Making the leap to Phillips & Co was the right decision. Their team made the entire process painless, professional, and clear.”
“I am absolutely made up with the service and attention to detail by Mark and Terry. They pay meticulous attention to every tiny query I have and are very good with evaluation and solutions at every step, delivering noticeable savings and greater efficiency.”
“Phillips & Co have been invaluable in streamlining our landlord tax returns and MTD setup. Clear communication, transparent fixed pricing, and exceptional proactive advice every step of the way. I couldn't ask for a better firm.”
Get Your Fixed Accountancy Quote
with Zero Added VAT in Liverpool
Tell us about your limited company, sole trader setup, or rental portfolio across Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, or South Liverpool suburbs. Our ACCA chartered certified Liverpool accountants will evaluate your requirements and email a binding, itemised fixed-fee proposal within 1–2 business days—with zero added VAT, flexible monthly retainers, and zero upfront barriers.
106 Verified Google ReviewsFrequently Asked Questions
About Our Liverpool Accountants & Tax Services
Transparent answers regarding fixed-fee monthly pricing, Making Tax Digital (MTD) statutory deadlines, and our zero-disruption digital onboarding process for Liverpool businesses and landlords across the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool.
01
How does switching to Phillips & Co from other Liverpool accountants work?
Switching is completely seamless and stress-free. Once you approve our fixed-fee quote or complete our online client onboarding form, we manage the entire handover on your behalf—contacting your previous accountant for professional clearance and retrieving all prior statutory records and tax references. There is zero downtime, zero paperwork friction, and zero disruption to your daily trading across Liverpool.
02
Do you charge VAT on top of your advertised monthly accounting fees?
No. Phillips & Co operates with zero added VAT on client accountancy and tax services. The monthly fee advertised on our packages (e.g. £65/month for Sole Traders and Landlords, £75/month for Holding SPVs, £95/month for Limited Companies and Partnerships) is the exact, all-inclusive price you pay on a flexible monthly retainer with zero upfront barriers—saving non-VAT registered Liverpool businesses, creative freelancers, and private landlords 20% out-of-pocket compared to traditional VAT-registered practices.
03
How does Making Tax Digital (MTD) affect Liverpool sole traders and property landlords?
HMRC Making Tax Digital for ITSA mandates digital bookkeeping records and four quarterly submissions for individuals with qualifying gross turnover or rental income over £50,000 from April 2026, and over £30,000 from April 2027. As an official certified Xero partner (also supporting FreeAgent and Dext), we configure your compliant digital ledger links and manage your quarterly HMRC submissions and Year-End Final Declaration directly.
04
Are you qualified and regulated Chartered Certified Accountants?
Yes. Phillips & Co is an ACCA-regulated practice of chartered certified accountants (Firm Ref: 1274317). Established since 2012, we adhere to strict statutory oversight, mandatory professional indemnity standards, and continuous professional development to guarantee your corporate and personal accounts remain fully compliant and proactively optimised for maximum retained profit.
05
How do we collaborate and receive tax advice throughout the year?
We operate a streamlined, 100% digital practice supporting company directors, sole traders, and landlords across Liverpool (L1–L38)—including the Commercial District, Baltic Triangle, Knowledge Quarter, Ropewalks, Allerton, Woolton, and Aigburth. Rather than taking time out of your working day for city-centre travel or paying hourly rates for clocked meetings, every piece of tax advice is thoroughly researched against current UK legislation by a senior ACCA accountant and set out clearly in writing—giving you a permanent record you can rely on. Day-to-day records and statutory approvals are exchanged effortlessly via Xero, FreeAgent, Dext, and our encrypted IRIS OpenSpace portal.
Accountants in Liverpool
Dedicated Local Coverage Across L1–L38
Phillips & Co delivers proactive tax planning, digital bookkeeping, and transparent fixed-fee monthly accounting with zero added VAT across Liverpool and Merseyside. Operating on a streamlined, 100% digital practice model, our ACCA-regulated chartered certified Liverpool accountants support limited companies, sole traders, and property landlords throughout Liverpool (L1–L38), the Commercial District, Baltic Triangle, Knowledge Quarter, and South Liverpool suburbs with certified Xero cloud systems, encrypted IRIS OpenSpace portals, and researched, documented tax advice.
106 Verified ReviewsEmail Us Directly
Send an enquiry for a transparent, binding fixed-fee proposal with zero added VAT delivered within 1–2 business days.
info@phillipscoaccountants.co.ukClear, Documented Tax Advice
Every tax recommendation is thoroughly researched against UK legislation by a senior ACCA accountant and set out clearly in writing for your permanent records.
Request Your Fixed ProposalCloud & IRIS OpenSpace Portal
Seamless digital bookkeeping in Xero, FreeAgent, and Dext, paired with encrypted document exchange and e-signatures via IRIS OpenSpace.
Fast-Track Digital Onboarding
Ready to switch accountants across Liverpool (L1–L38)? Complete our online onboarding form and we handle professional clearance end-to-end.
Start Client OnboardingKey Liverpool Districts & Postcodes We Support:
Switching Accountants in Liverpool
Is Easier Than You Think
Worried about administrative hassle or awkward conversations with your current accountant? We handle the entire professional handover process from start to finish with zero disruption to your daily trading.
Transparent Written Proposal
Tell us about your sole trader setup, limited company, or rental portfolio. We provide a binding, all-inclusive monthly fee quote with zero added VAT within 1–2 business days.
We Manage the Entire Handover
Once you approve, our ACCA-regulated team officially contacts your previous accountant for professional clearance and securely transfers your statutory records with zero awkwardness.
Enjoy Proactive Tax Savings
Relax while our senior accountants take complete control of your statutory compliance, digital cloud bookkeeping (Xero/FreeAgent), and proactive tax planning across Chester.
Ready to upgrade your accounting experience?
Join hundreds of local Chester businesses and property landlords who switched to stress-free, proactive accountancy with zero added VAT.