Startup, New Business & Company
Formation Accountants with Zero Added VAT
Get your new business set up properly from day one. Our ACCA chartered certified team handles Limited Company and Property SPV incorporations, HMRC tax registrations (Corporation Tax, Self-Assessment, PAYE, CIS, and VAT), Xero cloud software setup, and Sole Trader vs. Limited Company comparisons across Chester, the Wirral, Liverpool, and UK-wide—with fixed monthly packages from £65/month for Sole Traders and £95/month for Limited Companies, all with zero added VAT.
Practical Accounting & Formation Support
for Startups & New Businesses
Setting up your business structure properly from day one avoids costly share capital mistakes, bank account delays, and missed HMRC registration deadlines. Our ACCA team handles your company formation, share allocation, and HMRC tax registrations across Chester, the Wirral, Liverpool, and UK-wide—all at fixed fees with zero added VAT.
Accountant-Led Company Formations
UK Limited Company and Buy-to-Let Property SPV incorporations—configured with the right Articles of Association, share classes, and SIC codes from the start.
- Tailored Articles of Association & ordinary or alphabet share class splits
- Founder, spouse & investor share structuring advice prior to incorporation
- Electronic Companies House filing (including the statutory £100 registration fee)
- Pre-trading expenditure review (CTA 2009 s.61 — up to 7 years prior to setup)
Statutory HMRC Registrations
Prompt HMRC registrations for Corporation Tax, Self-Assessment, VAT, PAYE, and CIS—so your new business is registered on time without late-notification penalties.
- Corporation Tax active trading notification & Company UTR verification
- Making Tax Digital (MTD) VAT registration & scheme advice (Standard, Cash or Flat Rate)
- Employer PAYE & Director RTI payroll scheme setup (plus CIS verification)
- Registered HMRC tax agent authorisation for all ongoing correspondence
Company Secretarial & Xero Setup
Maintain compliant statutory company registers on Inform Direct and set up your cloud bookkeeping software with 100% direct data ownership from day one.
- Statutory registers, share certificates & PSC register maintained on Inform Direct
- Annual Confirmation Statement (CS01) preparation & ECCTA 2023 compliance
- Certified Xero Partner setup (plus FreeAgent & Dext) with live business bank feeds
- 100% direct client software ownership & encrypted IRIS OpenSpace portal access
Transparent Company Formation & HMRC Setup Fees
Every company formation fee below includes the mandatory £100 Companies House digital incorporation fee and has zero added VAT.
Trading Limited Company Formation
Accountant-led incorporation including share class structuring, Articles of Association, Corporation Tax registration, and the mandatory £100 Companies House incorporation fee.
Buy-to-Let Property SPV Formation
Specialist Special Purpose Vehicle (SPV) incorporation configured with the exact property SIC codes (68100 & 68209) required by buy-to-let mortgage lenders—including the £100 Companies House fee.
HMRC Scheme Registrations
Standalone registration of individual HMRC tax schemes—including Making Tax Digital (MTD) VAT registration, employer PAYE payroll setup, or CIS contractor/subcontractor registration.
*Note: All formation fees above include the mandatory £100 Companies House digital incorporation fee. Ongoing annual Confirmation Statement (CS01) preparation is included in our monthly Limited Company and SPV packages, with the statutory £50 Companies House annual CS01 filing fee recharged at direct cost.
Sole Trader vs. Limited Company:
Choose Your Startup Path
Whether you are starting out as a self-employed sole trader or incorporating a new limited company, we provide fixed monthly packages tailored to your structure across Chester, the Wirral, Liverpool, and UK-wide—ensuring you claim every pre-trading expense with zero added VAT.
Zero Added VAT on All Startup Packages
Protect Startup Cash FlowMost new startups are not VAT-registered in their first year of trading, meaning any VAT charged by a traditional accountancy firm is an unrecoverable 20% cost. At Phillips & Co, our fixed monthly fees have zero added VAT—keeping 20% more working capital inside your new business.
Starting as a Sole Trader?
Ideal for freelancers, consultants, subcontractors, and tradespeople looking for a straightforward self-employed setup with low monthly overheads and direct access to their business profits.
- Fixed monthly packages from £65/month with zero added VAT
- HMRC Self-Assessment registration, annual trading accounts & SA100/SA103 filing
- Making Tax Digital (MTD for ITSA) cloud setup on Xero or FreeAgent (£95/mo MTD tier)
- Full review of pre-trading costs, mileage (45p/mile) & capital allowances (AIA) to minimise tax
Forming a Limited Company?
Built for company founders, contractors, and property investors who want limited liability protection, 19%–25% Corporation Tax rates, and flexible salary, dividend, and pension extraction.
- Discounted Formation: Trading Ltd reduced from £275 to £195 on package (Property SPV £250, inc. £100 fee)
- Statutory year-end accounts (FRS 102/105), CT600 return & 1x primary Director SA100 included
- Annual Confirmation Statement (CS01) preparation & Inform Direct statutory registers included
- Tax-optimised director salary, dividend & employer pension planning (plus CTA 2009 s.61 startup claims)
Ready to Incorporate or Launch
Your New Business?
Whether you need a fast Limited Company or Buy-to-Let Property SPV incorporation (from £195–£250 on package, including the mandatory £100 Companies House fee) or a new Sole Trader registration, our ACCA team supports founders across Chester, the Wirral, Liverpool, and UK-wide—with fixed monthly packages from £65–£95/month and zero added VAT.