Professional Expertise
Built on Family Values
Established in 2012, Phillips & Co is an ACCA-regulated, family-run accountancy practice based in Chester. We combine high-level technical precision with genuine personal care to provide clear, jargon-free tax guidance—helping limited company directors, sole traders, and landlords achieve total financial confidence.
Why Chester Businesses Trust
Phillips & Co
We believe your accountant should be a proactive partner in your financial success. Operating locally from Obsidian Offices in Chester, we proudly support sole traders, landlords, and limited companies across Cheshire, Wirral, and North Wales.
Our approach is built on three core pillars:
Expert Local Knowledge
We understand the regional economy inside and out. We go far beyond basic tax compliance, actively identifying local opportunities and financial strategies to help your business grow.
Data Ownership & Cloud Tech
As certified Xero Partners, we seamlessly integrate your cloud software for full MTD compliance. Crucially, we mandate that you hold your software licenses directly—ensuring your data is never held hostage and you retain 100% legal ownership of your records.
Proactive Tax Planning
We actively review your financial position throughout the year—uncovering tax-saving opportunities, navigating complex HMRC rules, and legally keeping more of your hard-earned money in your pocket.
Fully Regulated
& Secure
Safeguarding your financial data and maintaining absolute professional integrity is our top priority. As an ACCA-regulated firm operating under strict UK statutory oversight, we combine bank-grade digital security with rigorous compliance frameworks to give you total peace of mind.
ACCA Regulated
Practice
Bound by the strict ethical, governance, and professional quality standards established by the Association of Chartered Certified Accountants.
AML & Statutory
HMRC Supervision
Fully registered for statutory Anti-Money Laundering (AML) supervision, ensuring 100% adherence to legal and UK tax mandates.
Bank-Grade Cloud
Data Security
Utilising 256-bit encrypted cloud infrastructure with multi-factor authentication to protect all sensitive financial records.
ICO Registered &
GDPR Compliant
Registered with the Information Commissioner's Office (ICO)—guaranteeing strict data privacy and 100% direct client data ownership.
Clear Fixed-Fee Packages
With No VAT Surprises
We believe expert accounting should come with absolute financial clarity. Explore our transparent monthly fee packages designed for limited companies, sole traders, and landlords—giving you full compliance without unexpected bills.