Professional Expertise
Built on Family Values
Established in 2012, Phillips & Co is an ACCA-regulated, independent family-run accountancy practice dedicated to growing limited companies, sole traders, and property landlords across Chester, the Wirral, Liverpool, and North Wales. We combine rigorous corporate tax planning with direct senior partner access and transparent fixed monthly pricing operating with zero added VAT—delivering total financial peace of mind without hidden charges.
Why Businesses & Landlords Trust
Phillips & Co
We believe an accountant should be a commercial growth driver, not just an annual compliance box-ticker. As an ACCA-regulated practice, we combine technical tax precision with direct partner access and transparent fixed-fee packages with zero added VAT across Chester, Wirral, Liverpool, and North Wales.
Built on Three Foundational Principles
Strategic Regional Expertise
We understand the commercial dynamics across Chester, Wirral, and Merseyside. Moving far beyond passive year-end filing, we proactively identify tax reliefs, capital allowances, and remuneration models to help your business retain more profit.
Data Ownership & Cloud Tech
As certified Xero and FreeAgent partners, we deploy automated bookkeeping and digital MTD workflows. Crucially, you always hold your software licenses directly—guaranteeing your records remain 100% portable with zero vendor lock-in.
Proactive Tax Planning
We evaluate your finances in real time rather than reviewing figures months after year-end. By continuously calibrating director dividends, allowable expenses, and property deductions, we legally minimise your HMRC exposure.
Fully Regulated, ACCA-Certified
& Bank-Grade Digitally Secure
Safeguarding your commercial records and maintaining unimpeachable professional integrity is central to everything we do. As an ACCA-regulated practice operating under statutory UK oversight, Phillips & Co combines institutional digital security protocols with strict statutory compliance frameworks to guarantee complete client peace of mind.
ACCA Regulated Practice
Authorised and regulated by the Association of Chartered Certified Accountants, operating under mandatory professional indemnity insurance and rigorous UK ethical standards.
Statutory AML Supervision
Fully registered and supervised under the UK Money Laundering Regulations (MLR), enforcing thorough biometric identity verification, source-of-funds validation, and statutory compliance.
Bank-Grade Cloud Security
Operating across end-to-end encrypted cloud environments with mandatory Multi-Factor Authentication (MFA), automated audit trails, and resilient disaster recovery backups.
ICO Registered & GDPR
Registered with the Information Commissioner’s Office, ensuring comprehensive UK GDPR compliance and guaranteeing your financial data is never commercialised or locked in.
Predictable Fixed-Fee Packages
Tailored to Your Business
We believe expert accountancy should come with absolute financial clarity and zero surprises. Whether you are running a limited company, operating as a sole trader, or expanding a property portfolio across Chester, the Wirral, Liverpool, or North Wales—experience proactive tax planning with guaranteed fee certainty and zero added VAT.