Limited Company Accounting
Packages with Zero Added VAT
Statutory year-end accounts, Corporation Tax (CT600) filings, and director tax planning for limited companies across Chester, the Wirral, Liverpool, and UK-wide. Our fixed monthly packages start from £95/month with zero added VAT—giving you clear, written tax advice and full Companies House compliance without surprise bills.
Director Dividend vs. Salary Calculator
Estimate Your 2026/27 Take-Home Pay
Enter your projected annual company profit below to see how a £12,570 PAYE director salary compares after Corporation Tax, Employer NIC, and the 2026/27 dividend tax rates. All our monthly limited company packages include director salary and dividend planning with zero added VAT.
Want to reduce your effective tax rate further? Employer pension contributions reduce Corporation Tax directly (saving 19%–26.5%) with no personal tax or NIC. We advise company directors across Chester, the Wirral, Liverpool, and UK-wide on pension funding, spouse shareholdings, and s455 loan planning.
Explore Our
Limited Company Packages
Choose the monthly accounting package that fits how your company operates. Every tier includes senior ACCA oversight, deadline reminders, and annual Companies House filings—keeping your accounts accurate, your tax savings maximised, and your costs predictable with zero added VAT across Chester, the Wirral, Liverpool, and UK-wide.
Zero Added VAT on All Monthly Packages
Save Up to £708/YearUnlike VAT-registered accountancy practices, Phillips & Co does not add 20% VAT to monthly fees. Our £95/month Essential package is £95 total, and our £175/month Pro package is £175 total—saving non-VAT registered companies up to £708 a year out-of-pocket, and improving monthly cash flow for every business.
Essential
Annual Accounts & CT600 Compliance
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 1x Director Self-Assessment (SA100) tax return included
- Quarterly VAT Returns not included (available as +£35/mo add-on)
- Director RTI Payroll available as a modular add-on (£35/mo)
- Client-maintained Xero or FreeAgent records with full year-end review
- Quarterly management accounts not included
- Dividend vouchers & annual board minute documentation
- Confirmation Statement (CS01) preparation & filing included
Pro Package
For VAT-Registered & Growing Companies
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax returns included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes monthly Director Payroll & HMRC RTI submissions
- Client-maintained Xero or FreeAgent records with quarterly VAT checks
- Quarterly management accounts not included
- Written director salary and dividend planning throughout the year
- Confirmation Statement (CS01) preparation & filing included
Premium
Full Monthly Bookkeeping, VAT & Payroll
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax returns included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes monthly Director Payroll & HMRC RTI submissions
- Full monthly bookkeeping included (up to 75 transactions/month)
- Quarterly Management Accounts & written profit review
- Dividend vouchers, board minutes & year-round written tax advice
- Confirmation Statement (CS01) preparation & filing included
Customise Your Package:
Add-Ons & Transparent Fees
Not every limited company needs quarterly VAT filings or monthly payroll from day one. To keep our Essential (£95/mo) package as cost-effective as possible, you can bolt on individual services as and when your company needs them—all at fixed fees with zero added VAT across Chester, the Wirral, Liverpool, and UK-wide.
Quarterly VAT Returns
Reconciliation & HMRC FilingQuarterly VAT reconciliation, Making Tax Digital (MTD) checks, and online submission to HMRC (already included in our Pro and Premium packages).
Monthly Bookkeeping
Xero, FreeAgent & DextBank feed reconciliation, Dext receipt processing, and monthly bookkeeping in Xero or FreeAgent, priced according to your monthly transaction volume.
Director & Staff Payroll
HMRC RTI & Workplace PensionsAdditional Director SA100
Co-Director & Shareholder ReturnsPreparation and HMRC filing of the annual Self-Assessment tax return (SA100) for an additional director or shareholder drawing salary and dividends.
Important Statutory, Software & Tax Information
Confirmation Statements (CS01 Filing)
Our professional fee for preparing, reviewing, and filing your annual Confirmation Statement (CS01) is included across all monthly packages. The statutory Companies House digital filing fee (£50) is recharged separately at direct cost with no markup.
100% Direct Data Ownership & Software Licences
As a Certified Xero Partner (also supporting FreeAgent, Dext, and our encrypted IRIS OpenSpace document portal), software subscriptions are held directly in your company's name. You always retain 100% ownership and control of your accounting data, with no accountant lock-in.
Director Self-Assessment Scope
The director Self-Assessment returns (SA100) included in our monthly packages cover standard PAYE salary, company dividends, and bank interest. Additional personal schedules—such as personal rental properties (SA105), capital gains disposals, or foreign income—are quoted separately in advance.
Bookkeeping Standards & Catch-Up Work: Our fixed monthly fees assume your bank feeds and bookkeeping records are kept reasonably up to date. Where prior-year records need reconciling or bringing up to date before accounts can be prepared, we will agree a fixed one-off catch-up bookkeeping fee with you before starting work.
In-Depth Package Breakdowns:
Exactly What Is Included
We set out our scope clearly so you know exactly what is covered in your monthly fee before you join. Below is the full breakdown of the accounts, tax returns, and ongoing support included in each tier—all with zero added VAT for limited companies across Chester, the Wirral, Liverpool, and UK-wide.
The Essential Package
Built for single-director limited companies, consultants, and contractors who maintain their own day-to-day bookkeeping records and want reliable year-end accounts, CT600 filing, and personal tax support.
Statutory Annual Accounts
- Year-End Financial Statements: Full Profit & Loss account, Balance Sheet, and statutory notes prepared under UK accounting standards (FRS 102 / FRS 105).
- Companies House Filing: iXBRL digital tagging and online submission of your filleted statutory accounts to Companies House.
- Deadline Management: Scheduled reminders well ahead of your 9-month Companies House filing deadline so you never incur late penalties.
Corporation Tax Return (CT600)
- Allowable Expenses Review: Full year-end review of your nominal ledger to ensure all legitimate business expenses (use of home, mileage, equipment, software) are claimed to minimise taxable profit.
- Capital Allowances & Full Expensing: Calculation of Annual Investment Allowance (AIA) and full expensing reliefs on qualifying equipment and commercial assets.
- HMRC CT600 Submission: Online filing of your company tax return and tax computations, with clear written confirmation of your payment amount and due date.
Director Self-Assessment (SA100)
- Salary & Dividend Planning: Calculation of the most tax-efficient mix of director salary and dividends for the current tax year.
- 1x Personal Tax Return Included: Preparation and online HMRC submission of the annual SA100 return for the primary company director.
- Dividend Vouchers & Minutes: Preparation of annual dividend vouchers and board minutes to support your distributions.
Company Secretarial & Support
- Confirmation Statement (CS01): Preparation and filing of your annual Confirmation Statement to keep your Companies House register up to date. (Statutory £50 fee recharged at cost).
- HMRC Agent Authority: We act as your registered HMRC tax agent, handling routine tax correspondence and coding notices on your behalf.
- Clear, Written Tax Advice: Year-round email support and researched written tax advice from senior ACCA accountants, alongside encrypted document sharing via IRIS OpenSpace.
The Pro Package
Designed for VAT-registered and two-director limited companies. We handle your quarterly MTD VAT returns, monthly director payroll runs, and personal tax returns for up to two directors.
Two Director Self-Assessments (SA100)
- 2x Director Tax Returns: Full preparation and online HMRC filing of personal Self-Assessment returns (SA100) for up to two directors or shareholders.
- Joint Remuneration Planning: Coordinated salary and dividend planning across both directors to maximise your tax-free allowances and basic-rate bands.
- Payments on Account Review: Clear tracking of January and July Payments on Account, including formal reduction claims where dividends are lower.
Quarterly VAT Returns (MTD)
- Quarterly VAT Checks: Review of your input and output VAT entries each quarter to ensure eligible purchase VAT is properly claimed and errors are caught early.
- Making Tax Digital (MTD) Filing: Online submission of all four quarterly VAT returns directly to HMRC via MTD-linked software.
- Liability Confirmation: Prompt written confirmation of your VAT liability or repayment well before the HMRC Direct Debit collection date.
Director Payroll & Monthly RTI
- Monthly Director Payroll: Processing of your monthly director PAYE salary run (including Employment Allowance claims where two or more qualifying directors/staff are on payroll).
- Real Time Information (RTI): Monthly FPS/EPS submissions to HMRC so your State Pension qualifying years are recorded accurately.
- Payslips & Year-End P60s: Digital payslips and annual P60 certificates issued for your personal tax records.
Cloud Software & Quarterly Oversight
- Xero & FreeAgent Setup: As a Certified Xero Partner (also supporting FreeAgent and Dext), we help configure your bank feeds, VAT settings, and chart of accounts.
- 100% Direct Data Ownership: Your software subscription is held in your company's name so you always own and control your bookkeeping records.
- Quarterly Ledger Review: Because we review your records every quarter for VAT, any coding mistakes are fixed during the year rather than building up at year-end.
The Premium Package
Built for established companies and busy directors who want us to handle their monthly bookkeeping (up to 75 transactions/month), quarterly management accounts, VAT, payroll, and year-end filings in one fixed package.
Monthly Bookkeeping (Up to 75 Txns)
- Receipt & Invoice Processing: Upload purchase invoices and receipts via Dext or Xero; our team codes and matches them directly to your ledger.
- Bank Feed Reconciliation: Monthly reconciliation of your business current accounts, credit cards, and payment processors (up to 75 transactions/month included).
- Accurate Year-Round Records: Your Xero or FreeAgent accounts are kept reconciled every month so your figures are always up to date.
Quarterly Management Accounts
- Quarterly Profit & Loss Review: Written quarterly summary of your trading performance, gross margins, and balance sheet position.
- Running Tax Estimates: Quarterly estimates of your accruing Corporation Tax liability so you know how much cash to set aside in your tax reserve account.
- Dividend Availability Checks: Verification of your distributable reserves before you declare interim dividends.
Director Tax & Loan Account Planning
- Salary, Dividend & Pension Planning: Ongoing written advice on balancing salary, dividends, and employer pension contributions before your year-end closes.
- Director's Loan Account (DLA) Tracking: Quarterly monitoring of your DLA balance to avoid unexpected Section 455 (35.75%) tax charges or beneficial loan P11D issues.
- Dividend Vouchers & Board Minutes: Formal dividend vouchers and board minutes prepared throughout the year.
Priority Support & Lender References
- Priority Senior ACCA Support: Fast turnaround on technical tax queries, written advice, and statutory filings.
- Pre-Year-End Tax Review: Written review ahead of your company year-end reviewing profitability, capital expenditure timing, and pension funding options.
- Mortgage & Lender Certificates: Standard accountant references, SA302s, and Tax Year Overviews provided for mortgage applications at no extra charge.
Ready for Straightforward Company Accounting?
Get Your Fixed Quote Today
Whether you are setting up a new limited company, switching accountants part-way through your financial year, or planning your salary and dividends, our ACCA chartered certified accountants handle the entire handover for you across Chester, the Wirral, Liverpool, and UK-wide—with zero added VAT on our fees.