Limited Company Accounting
Packages in Chester
Corporate accounting, Corporation Tax (CT600), and Companies House governance for limited companies across Chester, the Wirral, and Liverpool. Benefit from proactive director remuneration planning, direct ACCA partner access, and fixed retainers starting from £95/month with zero added VAT.
Director Dividend vs. Salary Estimator —
Find Your Tax-Optimal Split
Relying on a generic salary and dividend mix might no longer be your most tax-efficient route. Enter your projected annual company profits below to calculate the mathematically optimal salary baseline and dividend payout—enabling maximum personal wealth retention with zero added VAT on our fees.
Looking to reduce your effective tax rate even further? Explore employer pension contributions, family share classes, and Section 455 DLA planning with our Chester tax team.
Explore Our
Limited Company Packages
Select the optimal monthly accounting plan for your business. Every package combines senior ACCA chartered certified oversight, proactive filing reminders, and statutory secretarial support—ensuring your annual accounts are accurate, deadlines are met, and corporate tax savings are maximized with zero added VAT across Chester, Wirral, and Liverpool.
Corporate Savings Guarantee: Zero Added VAT
Save Up to £708/YearUnlike traditional accountancy practices, Phillips & Co does not add 20% VAT to monthly compliance fees. A £175/month Pro package costs your business exactly £175—saving your limited company hundreds of pounds in direct cash flow every single year compared to standard VAT-registered firms.
Essential
Core Statutory & CT600 Compliance
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 1x Director Self-Assessment (SA100) return filing included
- Quarterly VAT Return management not included
- Director RTI Payroll processing available as an add-on (£35/mo)
- Client-managed cloud bookkeeping with year-end ledger audit
- Quarterly management accounts not included
- Dividend voucher declarations & annual board minute documentation
- Confirmation Statement (CS01) preparation & submission included
Pro Package
Scaling & VAT-Registered Solution
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax returns included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes 1x Director Payroll run & monthly HMRC RTI submissions
- Client-managed cloud bookkeeping with quarterly feed checks
- Quarterly management accounts not included
- Strategic dividend allocation & remuneration split modeling
- Confirmation Statement (CS01) preparation & submission included
Premium
All-Inclusive Bookkeeping & Advisory
- Annual Statutory Accounts & Corporation Tax Return (CT600)
- 2x Director Self-Assessment (SA100) tax returns included
- Quarterly VAT Return preparation, reconciliation & MTD filing
- Includes 1x Director Payroll run & monthly HMRC RTI submissions
- Full monthly cloud bookkeeping included (Up to 75 txns/month)
- Quarterly Management Accounts & commercial profitability review
- Dividend voucher declarations & executive tax advisory
- Confirmation Statement (CS01) preparation & submission included
Customise Your Package:
Add-Ons & Transparent Fees
Every limited company operates with different operational demands. To keep our core monthly accounting fees as cost-effective as possible, we deliver supplementary statutory and processing services as transparent, fixed-price add-ons—all backed by senior ACCA oversight and zero added VAT across Chester, the Wirral, and Liverpool.
Quarterly VAT Returns
Digital Reconciliation & FilingComplete quarterly digital reconciliation, VAT return preparation, Making Tax Digital verification, and direct electronic submission to HMRC.
Monthly Bookkeeping
Automated Ledger MaintenanceOngoing cloud bank feed reconciliations, receipt auditing, and digital ledger balancing scaled precisely to your monthly transaction volume.
Director & Staff Payroll
Full HMRC RTI & Workplace PensionAdditional Director SA100
Secondary Executive FilingsComplete Self-Assessment return (SA100) handling standard director salary and dividend wealth extraction for co-directors or equity shareholders.
Important Statutory, Software & Tax Information
Confirmation Statements (Companies House Compliance)
Our professional accountancy fee for drafting, reviewing, and filing your annual Confirmation Statement is completely included across all monthly packages. The statutory Companies House digital filing fee of £50 is recharged separately at direct cost with zero markup.
100% Direct Data Ownership & Software Licences
Subscriptions to cloud platforms (such as Xero) are held directly by your business. We mandate direct client licensing to guarantee that you retain 100% legal ownership and control of your corporate financial ledgers, preventing accountant lock-in.
Director Self-Assessment (Scope Boundaries)
The personal tax returns included within our packages cover standard director wealth extraction (salary and dividend allocations). Non-corporate income—such as buy-to-let rental properties, complex capital gains, or foreign income—is quoted separately under our personal tax schedules.
Bookkeeping Standards & Record Quality Disclaimer: All compliance packages assume digital ledgers and connected bank feeds are reconciled and maintained up-to-date. If your historical records require extensive data repair, missing invoice tracing, or backlog reconciliations before filing, an agreed upfront Bookkeeping Catch-Up or Rescue fee will apply.
In-Depth Package Breakdowns:
Exactly What You Get
We believe corporate accounting should be completely transparent. When you partner with Phillips & Co, you are not just purchasing an annual compliance return—you are securing a dedicated, proactive corporate finance department. Explore our comprehensive module breakdowns below to see the administrative heavy lifting we manage at every tier with zero added VAT across Chester, the Wirral, and Liverpool.
The Essential Package
The foundational corporate compliance framework, engineered for single-director limited companies, consultants, and professional contractors seeking statutory peace of mind and zero surprise tax bills.
Statutory Annual Accounts
- Complete Year-End Statements: Balance sheet, Profit & Loss accounts, and comprehensive statutory notes fully compliant with UK GAAP.
- Companies House Filing: Mandatory iXBRL digital tagging and direct electronic submission of filleted statutory accounts.
- Deadline Protection: Proactive milestone management ensuring filing well ahead of the 9-month statutory cutoff to eliminate penalty risks.
Corporation Tax Return (CT600)
- Allowable Expenses Audit: In-depth ledger audit verifying all qualifying commercial deductions (home-office, travel, IT hardware) to minimize net taxable profit.
- Capital Allowances Optimization: Full expensing and Annual Investment Allowance (AIA) claims applied to plant, machinery, and commercial assets.
- HMRC Gateway Submission: Preparation and secure digital filing of your CT600 with itemised liability notices and payment reference schedules.
Director Self-Assessment (SA100)
- Wealth Extraction Modeling: Calculation of the mathematically optimal salary and dividend split to preserve personal allowances.
- 1x Personal Tax Return Included: Full SA100 preparation and digital filing with HMRC for the primary company director.
- Dividend Declarations: Accurate reconciliation of declared company dividends, personal savings interest, and PAYE tax codes.
Governance & Proactive Support
- Confirmation Statement (CS01): Management and drafting of your annual return to keep Companies House registers compliant. (Statutory £50 fee recharged at cost).
- HMRC Tax Agent Authority: Direct representation with HMRC, handling communications on your behalf to save you hours in call queues.
- Direct Partner Access: Year-round telephone and email advice with our senior accountants without unexpected hourly billing.
The Pro Package
Our flagship corporate solution designed for growing and VAT-registered limited companies. Offload all quarterly compliance, payroll runs, and multi-director returns to our senior team.
Two Director Self-Assessments (SA100)
- Dual Executive Filing: Complete personal tax returns prepared and filed for two company directors or spouses.
- Household Tax Optimization: Coordinated dividend and salary extraction to maximize both tax-free allowances and lower tax brackets.
- Payments on Account Advice: Precise calculations and formal HMRC reduction claims where trading conditions change.
Quarterly VAT Returns (MTD)
- Input & Output Reconciliation: Systematic verification ensuring every eligible penny of commercial input VAT is reclaimed.
- Making Tax Digital Submissions: Fully compliant digital submissions direct to HMRC's API gateway ahead of quarterly deadlines.
- Advance Cash Flow Forecasting: Advance notification of VAT liabilities to safeguard working capital reserves.
Director Payroll & Monthly RTI
- Monthly Salary Runs: Complete payroll processing for 1x director salary set at the optimal NI primary threshold.
- Real Time Information (RTI): Monthly digital FPS submissions to HMRC ensuring qualifying State Pension credits are maintained.
- Year-End P60 Generation: Automated digital production and distribution of director year-end payroll certificates.
Cloud Software Architecture
- Xero Setup & Bank Feeds: Professional configuration of automated bank feeds, sales invoices, and chart of accounts.
- Digital Data Ownership: We mandate direct client software subscriptions so you retain 100% legal ownership of your records.
- Ongoing Operational Advice: Practical guidance on receipt capturing apps and ledger reconciliation best practices.
The Premium Package
The complete outsourced corporate finance solution. Built for established businesses and busy directors who want day-to-day bookkeeping, management accounts, and tax planning handled seamlessly.
Monthly Bookkeeping (Up to 75 Txns)
- Receipt & Invoice Processing: Forward purchase bills via smartphone app; our team extracts and matches data directly.
- Bank Feeds Reconciliation: Monthly transaction verification across all trading accounts, credit cards, and merchant processors.
- Ledger Integrity: Continuous ledger auditing ensuring zero backlog and complete audit readiness throughout the financial year.
Quarterly Management Accounts
- Performance Reporting: Detailed quarterly P&L reports, balance sheet breakdowns, and gross margin trend analyses.
- Tax Provisioning: Real-time Corporation Tax and VAT accrual forecasts so cash can be set aside without guesswork.
- Commercial Decision Support: Financial clarity for capital purchases, recruitment decisions, and partner equity reviews.
Strategic Remuneration Advisory
- Remuneration Diagnostics: Ongoing review of director drawings, dividend timing, and pension contribution tax efficiencies.
- Director Loan Account (DLA) Controls: Close monitoring of balances to prevent Section 455 tax penalties and benefit-in-kind charges.
- Profit Distribution Governance: Timely preparation of dividend vouchers and formal board minutes ensuring legal compliance.
Priority Executive Advisory
- Priority Senior Partner Support: Expedited turnaround times on all corporate queries, references, and filings.
- Commercial Growth Reviews: Periodic strategic reviews analyzing profitability, tax mitigation, and capital structure.
- Lender & Mortgage Certifications: Accountant references, SA302 verifications, and lender certificates issued without extra fees.
Ready for Stress-Free Corporate Accounting?
Talk to Our Chester Team
Whether you are incorporating a new venture, switching from your incumbent accountant mid-way through your financial year, or optimizing your director wealth extraction—our ACCA chartered certified team makes the transition completely seamless across Chester, the Wirral, and Liverpool with zero added VAT.