Limited Company Accounting Packages in Chester

Choose the right monthly plan for your Chester limited company. All packages include local expertise, proactive reminders, and company secretarial support—ensuring your accounts are accurate, deadlines are met, and opportunities to save tax are never missed. Fees assume a standard level of work. Additional fees for more complex cases will be agreed with you upfront.

Need to form a company first? Our standalone fee for company formation is £275 (which includes the mandatory £100 Companies House digital incorporation fee). However, as a welcome to the firm, we reduce this formation fee to £200 for clients who sign up for any of our monthly accounting packages.

We can build a tailored package to suit your exact requirements.

We believe that expert corporate accounting should be completely transparent. When you choose a fixed-fee monthly package with Phillips & Co, you are not just paying for a year-end tax return—you are gaining a dedicated, proactive finance department.

Explore the comprehensive breakdowns below to see exactly how much administrative heavy lifting we take off your shoulders at every tier, ensuring your limited company remains highly profitable, tax-efficient, and strictly compliant with HMRC.

The Essential Package (£75/month)

The ultimate core compliance package, expertly designed for single-director limited companies, consultants, and contractors who want absolute peace of mind and zero surprise tax bills.

► Comprehensive Statutory Annual Accounts We do not just crunch numbers; we ensure your company’s financial history is perfectly recorded and legally compliant.

Full Preparation: We prepare your complete year-end accounts, including your Profit & Loss statement and Balance Sheet, fully compliant with UK GAAP standards.

Companies House Filing: We handle the mandatory iXBRL digital formatting and submit your abbreviated accounts directly to Companies House.

Penalty Protection: We manage your filing timeline proactively, ensuring your accounts are submitted well before the strict 9-month deadline so you never face a late filing penalty.

► Corporation Tax Return (CT600) Corporate tax rules change constantly. We ensure you claim every single relief you are legally entitled to.

Allowable Expenses Review: We rigorously review your ledger to ensure all allowable business expenses (from home-office use to travel and IT equipment) are correctly claimed to reduce your overall profit.

Capital Allowances: We calculate and apply complex capital allowances on your business assets and equipment to legally lower your tax liability.

HMRC Submission: We prepare the full CT600 return, provide you with a clear summary of exactly what you owe and when to pay it, and submit it securely to HMRC on your behalf.

► Director’s Personal Self-Assessment (SA100) Extracting money from your limited company correctly is just as important as generating it.

Wealth Extraction Strategy: We advise you on the most tax-efficient split between your director’s salary and your dividend payouts to keep you below higher tax thresholds wherever possible.

Tax Return Preparation: We prepare and file one personal Self-Assessment tax return for the primary company director.

Dividend Tax Management: We accurately declare your company dividends, savings interest, and other basic income sources to HMRC, ensuring your personal tax position is perfectly compliant.

► Annual Confirmation Statement (CS01) We handle the corporate administration so you do not have to.

Companies House Updates: We file your mandatory annual Confirmation Statement, ensuring your registered office, director details, shareholder structure, and SIC codes are perfectly up to date on the public register. (Note: The standard £50 Companies House filing fee is simply recharged to you at cost).

► Year-Round Proactive Support Unlike a one-off accountant, we are your ongoing financial partners.

Unlimited Basic Queries: Have a quick question about whether a lunch is tax-deductible? Email or call us. You get ongoing, plain-English advice without the fear of being hit with an unexpected hourly bill.

HMRC Agent Representation: We act as your officially authorised tax agent, meaning HMRC communicates directly with us, keeping you out of the call queues.

The Professional Package (£150/month)

Built specifically for growing limited companies with a small team. If your business is VAT registered or running a payroll, this package takes the entire administrative burden completely off your shoulders.

► Everything in the Essential Package You receive comprehensive preparation and filing of your Statutory Annual Accounts, Corporation Tax Return (CT600), annual Confirmation Statement, and year-round proactive support from our ACCA-regulated team.

► Two Director’s Personal Self-Assessments (SA100) Perfect for husband-and-wife teams or co-founders.

Dual Wealth Extraction: We strategize the absolute most tax-efficient salary and dividend splits across two directors, utilizing both of your personal allowances to minimize the overall tax burden.

Tax Return Preparation: We prepare and submit two complete personal tax returns, ensuring all dividend income, savings, and basic earnings are perfectly compliant with HMRC.

► Quarterly VAT Returns & MTD Compliance VAT can be a minefield of strict deadlines and complex rules. We ensure you never overpay or miss a filing.

Input vs. Output Checking: We rigorously review your transactions to ensure you are claiming back every allowable penny of VAT on your business purchases.

MTD Digital Submissions: We ensure your records are fully Making Tax Digital compliant and submit your precise VAT returns to HMRC every single quarter.

Liability Forecasting: We give you plenty of advance notice on exactly what your upcoming VAT bill will be, so you can manage your cash flow without any sudden shocks.

► Monthly Payroll Processing (Up to 5 Team Members) We act as your outsourced HR and payroll department, ensuring your staff (and you) are paid correctly and on time.

PAYE Management: We run your complete monthly payroll, calculating all Income Tax, National Insurance Contributions (NICs), and statutory pay (like sick pay or maternity pay).

RTI Submissions: We handle your mandatory Real Time Information (RTI) submissions to HMRC every time you pay your staff.

Professional Payslips: We generate and distribute secure, professional electronic payslips for up to 5 directors or employees.

► Xero Support & Optimisation

Cloud Setup & Advice: We ensure your Xero software is set up perfectly for your specific industry, and we are always on hand to help you navigate the software, raise invoices, or connect your bank feeds. (Note: Xero subscription costs are recharged at cost).

The Premium Package (£235/month)

The ultimate all-inclusive outsourced finance department. Designed for established limited companies that want to hand over all daily financial administration so they can focus entirely on scaling their operations.

► Everything in the Professional Package You receive full year-end compliance, Corporation Tax filings, two Director Self-Assessments, Quarterly VAT returns, and Monthly Payroll processing for up to 5 team members.

► Comprehensive Monthly Bookkeeping Stop spending your evenings matching receipts to bank statements. We do the daily data entry for you.

Receipt & Invoice Processing: You simply forward your purchase invoices and receipts to us (via an easy-to-use app), and we process them directly into your accounting software.

Bank Reconciliation: We meticulously match every single transaction in your business bank account to the corresponding invoice or receipt, ensuring your financial records are 100% accurate.

Ledger Maintenance: We keep your sales and purchase ledgers perfectly up to date, so you always know exactly who owes you money and who you need to pay.

► Quarterly Management Accounts Do not wait until the end of the year to find out if you made a profit. We give you the data you need to make powerful business decisions right now.

Real-Time Profitability: Every quarter, we provide a detailed, plain-English report showing your exact profit margins, revenue trends, and overhead costs.

Tax Provisioning: We forecast your upcoming Corporation Tax and VAT liabilities throughout the year, so you can safely set aside the correct amount of cash.

Strategic Growth Meetings: We use these quarterly reports to identify areas where you can cut costs, improve cash flow, and extract more wealth from the business tax-efficiently.