Sole Trader Packages
Sole Trader Accounting Packages
Running your business as a sole trader in Chester should be rewarding, not buried in paperwork. At Phillips & Co, our ACCA-certified team simplifies your finances with transparent, fixed-fee monthly packages designed for the self-employed. Our fixed fees are clear and straightforward—the price we agree is the final price you pay, with no hidden costs or surprises. This gives you peace of mind to focus on what you do best.
“I went to Terry to have accounts sorted for a number of years until I left self employment – what a great service I got too! Terry was always willing to go above and beyond to help with queries and provided a fast and efficient service.”
Our Sole Trader Monthly Packages
Choose the package that fits your business needs. Every plan is Making Tax Digital (MTD) compliant and includes friendly, proactive support from our Chester-based team.
Sole Trader Essential
Best for sole traders with straightforward compliance needs.
£28 per month
Core Services
- Annual Sole Trader Accounts: ✓
- Self-Assessment Tax Return (SA100): ✓
- Cloud Software Support (Xero, etc.): ✓
- Proactive Deadline Reminders: ✓
Growth Services
- Quarterly VAT Return Support: –
- Quarterly Performance Overview: –
Sole Trader Growth (Most Popular)
Best for growing, VAT-registered sole traders.
£45 per month
Core Services
- Annual Sole Trader Accounts: ✓
- Self-Assessment Tax Return (SA100): ✓
- Cloud Software Support (Xero, etc.): ✓
- Proactive Deadline Reminders: ✓
Growth Services
- Quarterly VAT Return Support: ✓
- Quarterly Performance Overview: ✓
Alternative Option: One-Off Annual Service
Don’t need a monthly plan? We also offer a fixed-fee service for £375 that covers the preparation of your sole trader accounts and the filing of your Self-Assessment tax return. This is ideal for those with simple affairs who prefer to pay annually.
“This is a family run business that offered a very professional and friendly service. Nothing was too much trouble, there was always a quick response to queries and regular communications on progress. Procedures and documentation was explained in clear manner and I valued their sound advice and guidance. Highly recommended.”
Cloud Software Support
Our packages integrate with leading cloud accounting software like Xero, QuickBooks, and FreeAgent. We provide setup assistance and ongoing support, but note that software subscription fees are separate and paid directly to the provider, ensuring you have secure, real-time access to your finances in Chester.
Frequently Asked Questions
Got questions about sole trader fees in Chester? We’ve got answers! Contact us for more details.
What specific services are included in the Sole Trader accounting fees shown on this page?
Our standard sole trader accounting package fee for clients in Chester is designed to cover the essentials. This typically includes the preparation and filing of your annual Self-Assessment tax return with HMRC using the information you provide, plus general email/phone support for routine questions during the year.
Does the quoted sole trader fee include preparing and filing my Self-Assessment tax return?
Yes, absolutely. The core component of our sole trader packages for Chester clients is the expert preparation of your accounts and the accurate, timely online filing of your Self-Assessment tax return directly with HMRC.
Are bookkeeping services or accounting software subscriptions covered by this fee?
Our standard sole trader fee typically focuses on producing your year-end figures and submitting your tax return. While we provide guidance, ongoing bookkeeping services or subscriptions to cloud accounting software (like Xero, QuickBooks) are usually separate options tailored to your needs. We can advise on the most cost-effective bookkeeping solutions for sole traders in Chester.
Beyond the stated fee, are there any potential hidden costs or extra charges?
At Phillips & Co Accountants in Chester, we believe in clear, upfront pricing. The fixed fee quoted for our standard sole trader package covers the agreed-upon services. Any additional work requested outside this scope (like detailed HMRC investigations, VAT returns if you become registered, or complex tax planning projects) would be discussed and quoted separately before any work commences.
As a very small sole trader in Chester, is paying this accountant fee worth it?
Many small sole traders in Chester find tremendous value in our service, even beyond just tax filing. Our Chester accountants ensure your return is accurate (avoiding potential penalties), help identify all claimable expenses (often saving you tax), free up your time to focus on your business, and provide peace of mind. Our transparent sole trader fees make professional support accessible.
Do your sole trader services cover Making Tax Digital for Income Tax Self Assessment (MTD for ITSA)?
Yes. We ensure our Chester clients are prepared for upcoming HMRC changes. Our sole trader accounting services include guidance on MTD for ITSA requirements, advice on compatible software if needed, and ensuring your future Self-Assessment submissions meet HMRC's digital mandates.
How do I sign up for this sole trader accounting package in Chester?
Getting started is easy! Simply reach out to our Chester office via the contact details on this page (phone, email, or contact form). We'll have a quick chat about your sole trader business, confirm this package and fee are right for you, and explain our straightforward onboarding process. Contact Us.
Ready to Simplify Your Accounting?
Let Phillips & Co, Chester’s 4.9-star accountants, handle your sole trader finances with clear, affordable pricing.